Rooted in democracy. Innovative by nature. Fueled by data. We are business architects committed to maximising the success rate and the positive impact of sustainability projects. Over the years, we have been fortunate enough to help realize complex and sustainable business ideas and, in the process, we have gained great expertise within cooperative organizing. We are active in organizations that work with cooperative interests on a national and international level and we regularly advise on cooperative organization. And because we practice what we teach, we have decided to build our own company as a cooperative that is 100 percent employee owned.

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How can we connect travelers who can no longer travel freely due to COVID with experienced local guides who have lost their jobs and local artisans who have lost their revenue? Local Purse is the solution that addresses all three problems. Local Purse is a web-based platform which supports artisans and guides through live video cultural shopping experiences to host travelers around the world virtually. By providing an easy-to-use innovative solution to facilitate live video shopping experiences between local guides, small locally owned businesses and travelers, our competitive advantage is that we focus on personalized experiences and foster connection. Our solution provides a very low barrier for entry which reduces inequality.

Ungmedpenge.dk er et voksende site inden for privatøkonomi og investering. Det er et site, der har et kæmpe potentiale. Fremtiden for ungmedpenge.dk ser rigtig lys ud, hvor der kommer til at være fokus på e-bøger, kurser, YouTube, podcast og meget andet. Der er rigtig mange spændende ting forude, der vil tage sitet til et langt højere niveau.

Vilka är Xpand It Media? - En nischad & resultat fokuserad annonserings byrå Vi är och vill alltid vara en 100 % resultat fokuserad annonseringsbyrå. Vi levererar strategier, content, annonsering nischat inom motorbranschen, fastighetsbranschen & mobility/elsektorn. Vi ska genom att vara nischade bli bäst i Sverige inom de segment vi fokuserar på. Vårt mål är att fortsätta växa teamet och omsättningen till 30 miljoner om 3 år.

Invoicetemplate.co.uk help small businesses get paid faster by simplifying and speeding up the billing process. It takes only 2 minutes to create, send and get paid. All you have to do is create an invoice, select the client you want to invoice. You input the amount of hours or products you provided. Select a due date, click and send and the invoice arrives electronically to the client. Probably the greatest advantage that online invoicing has is automation. This means that you can set-up recurring payments for long-term clients.The automation system sends follow-ups and payment reminders for upcoming and past-due invoices. Automating these tasks saves you a ton of time and money and you can focus on get paid. Deal with many currencies and languages from any corner of the world. A freelancer in the UK can bill their client in China. A customer in Kenya can order a t-shirt from a company in Canada. Select your preferred currency and language. Our invoicing and payments system makes your competitive edge much more convenient. It takes a matter of seconds to send invoices online and they’re even faster if you use recurring billing. In addtion, if you want to, you can allow your customers to pay by credit card. Your customer will then not only have access to your invoice within seconds, he or she will also be able to effortlessly pay it within minutes. No longer will you be waiting months for a client to receive, review, and return an invoice via e-mail. Your invoices are sent instantly. Invoices sent faster and faster means compensation is also received faster and faster. Be professional, use online invoice invoicing software. Online invoicing gives your business a more modern and professional look and feel. It provides an image and an impression on your clients and customers that matches your services you are providing. When you send a paper invoice by traditonal mail or a simple invoice template by e-mail, there will be weeks before your client pays it. When sending an invoice online, your customer has access to it seconds after you click the send button. You can even know when you client viewed the invoice, Invoicetemplate.co.uk alerts you when your client has veiewed your invoice.

SpeakerBee er en fri og demokratisk video platform, hvor alle med noget på hjerte kan dele deres viden. Vidensdelingen sker altid via live-streaming, men vil efterfølgende være tilgængelig på websitet. Når vi altid sender live er det med et håb at indlæggene fremstår så transparente og “uredigerede” som muligt. Samtidig giver det seerne mulighed for at interagere med speakerne direkte gennem chat, quizzer, afsteminger, webcam m.m. SpeakerBee er uafhængig af politiske- og andre særinteresser, og sålænge, der er interesse for et indlæg, det er indenfor lovens rammer og det overholder nogle simple kvalitetskrav, er emnet frit. Udover indlæg fra speakere producerer vi selv - eller i samarbejde med partnere - programmer i lidt større formater som kan være samtaler, debatter, temaserier eller anden vidensdeling. Der er også kommercielle indslag - dog altid efter samme principper - at det skal være live og transparent. Vi tror på at fremtidens kommunikation mellem virksomhed og potentielle kunder vil være en ærlig præsentation af virksomheden og dens kultur og værdier samt at deres produkt eller service gør en forskel for brugerne. SpeakerBee råder desuden over to professionelle video- og lydstudier centralt i København. Team SpeakerBee 🐝

Jamii.one is bridging Sub-Saharan Africa’s vast insurance gap by digitising community-based group (CBG) data, making insurance affordable for Ethiopians and sustainable for insurers. Their offline-first app, offered in local languages, allows CBGs to transition from paper to digital, enhancing financial transparency and creditworthiness. Once digitised, groups unlock tailored insurance products. This solution simplifies bookkeeping for CBGs while providing insurers a low-cost, reduced-risk entry to previously unreachable segments. With 650,000 users, and 70,000 purchasing life insurance, Jamii.one epitomises how tech can foster financial resilience. Their platform, rooted in tech innovation and community trust, ensures accessible, relevant financial services for underserved communities.

As a child I used to do chores at home and study hard to get some money from my parents when getting an A in school. Mobile phones today are amongst the first devices children get familiar with and how these devices are being used has caused worries amongst parents. There are many solutions to help parents control and limit childrens use of mobile phones. But what if we could incentivise the "good use" of mobile phone?? A digital wallet to which parents will top up childrens allowence and children will get the money in their digital wallets when they use educational applications in their phones. The parents decide for themselves how much they want to reward the children. Since this is basically a digital wallet, it can be used just like a regular bank account for children as well. The children can get a Visa card to use their money from, they can save, invest, shop, send, donate. The parents can send money to the children in addition to the scheduled amount. The children receive educational videos to learn about the economics and value of long-term savings. The built-in AI observes the children's habits and offers better tools to improve the focus of the children's educational journey. Parents can decide which new apps the kids can download and use to get more money. We have already thought of tens of several tools to strengthen the relationship between young people and parents and we welcome your feedback and new ideas to improve our solution. Parents can separately promote different apps for their children and reward use on their own terms. We have researched the idea of ​​hundreds of parents and all have shown great interest in such a solution. The solution has been developed, but we need support for FI's EMI license to be able to perform debit cards and also marketing help. We have been asked to participate in the next round of Sting's accelerator program in January.

Vi skal gjøre fysioterapi mer tilgjengelig ved å samle online booking for fysioterapitjenester i én landsdekkende plattform. Hovedfokus skal være å tilrettelegge for booking av videokonsultasjon, chat og hjemmebesøk, men også ordinær timebooking. On-demand tjenester kan også være aktuelt. Eksisterende bookingtjenester, og journalsystemene som tilbyr dem, er i dag preget av utdatert UI/UX og tilbudet for sluttbrukere er fragmentert og lite brukervennlig fordi mange terapeuter finner det for kostbart å implementere. Fysionett skal gjøre bookingprosessen enklere, raskere og rimeligere for både klienter og terapeuter. Sluttbrukere vil få et langt bedre tilbud, mens fysioterapeutene på sin side vil nå ut til et landsdekkende marked. Fysionett vil også gjøre det mulig for nyetablerte eller terapeuter som nettopp har fullført utdanning å selge sin kompetanse uten å være tilknyttet en klinikk eller arbeidsgiver. Fysionett skal bli Norges første og største plattform for online fysioterapi hvor fysioterapeuter fra hele landet kan registrere seg, opprette en profil og tilby sine tjenester til kunder over hele landet. Forretningsmodellen bygger på tjenesteformidling i et tosidig marked, ikke veldig ulikt plattformer som Uber, Lyft eller AirBnb og retter seg hovedsakelig mot det private markedet. Den pågående COVID-19 pandemien har fungert som en katalysator for denne ideen. Siden plattformen tilrettelegger for at terapeuter skal nå ut til sine kunder i form av videokonsultasjon og chat. På denne måten får de muligheten til å opprettholde sin virksomhet mens pandemien pågår.

carryon.bike - Fun without Fuel carryon.bike is developing an AI based online platform to bring the cycling community under one roof. I found that there is no platform where the cycle community can find varied information that is relevant and uptodate and exactly as per their needs and behaviour. At the same time the patience level to comb through websites for relevant information is decreasing. The objective of carryon.bike is to provide and suggest information that is helpful to anyone from the cycling community. There will be many who have started considering cycle for commuting, exercising , or weekend gateways. Even tourists would prefer bike tours. So a global platform to cater to needs of all and encourage more and more adoption of cycling to adhere to the new norms post COVID outbreak and at the same time contribute to a greener planet Example, if a visitor to the portal is looking for renting bikes for touring a city during the weekend and wishes to rent an e-bike for few hours, showing the person a shop that rents mountain bikes and Race Bikes ONLY, would irritate the person. This also gives more exposure to the shops and brands. Another example to explain how we wish to solve problems: When casual office commuters wish to buy a bike, they would feel comfortable getting advise from an expert. Carryon.bike becomes the platform where domain experts would answer to practical questions and guide them to make the right choice in current scenario based on the person’s age or city or road conditions etc. This idea sparked during the corona times when I found friends and family and even celebrities getting anxious to go out of their houses for exercising, sightseeing and some fresh air. The regular office goers who were dependent upon public transport were thinking of walking down to office but felt it was time consuming. The young adventurous population like the high school students or university students wanted to take up cycling tours during weekends and felt they could not find enough bike routes. It was evident that there will be even more needs for cycling and with demands will be a need to get more and more info, or consult people for unexplored or unknown topics. So why not build carryon.bike - the Craigslist of cycling industry.

We are a rapidly growing startup soon launching our innovative product and are looking for a passionate and dedicated co-founder to join us on the journey. If you have experience in advertising strategies, a burning interest in being part of shaping the future of gloves and skinhealth, and are ready to contribute your expertise and enthusiasm, then you are the one we are looking for! We believe in creating meaningful changes and are seeking a co-founder who shares our vision and is ready to tackle the challenges that come with building and growing a successful company. If you are ready to take on this exciting opportunity, please contact us to discuss further. Problem: Despite billions of people using gloves daily, few have reflected on how hand sweat and materials like rubber can affect their career choices and quality of life. 1. Skin diseases affect almost one-third of the world's population. 2. For over 137 years has moisture accumulation inside gloves been a globally unresolved issue costing the society billions and leading to decreased quality of life and career changes. 3. In the US alone, the willingness to invest in symptom relief for hand eczema amounts to 40 billion dollars. Solution: Unlike products on the market that absorb moisture, our product absorbs and transports away hand sweat to keep hands soft and free from moisture and irritation, no matter how long you wear them. Uniqueness compared to cotton gloves: Cotton gloves cannot transport sweat away, as cotton only acts as an absorbing surface, leading to damp hands. Additionally, cotton gloves are used as disposable items and require 50,000 liters of water to produce one kilogram of cotton. Function and material: The DRYE inner glove is made of an exclusive material combination consisting of 55% Lyocell and 45% Polypropylene. This technology is deliberately designed to minimize irritation while enabling optimal moisture transport, enhancing user comfort and effectiveness. Moisture transport technology: Our advanced technology effectively absorbs moisture from the inside of the glove and transports it to the outside of the fabric. By keeping hands dry, our glove not only improves the user experience but also enhances the quality of life for billions of people suffering from hand-related issues.

Zaltify offers exclusive and luxurious wine glasses and wine accessories to help wine lovers discovering better wine moments and better wine taste. The wine industry is growing exponentially, but the crucial role of the wine glass seems to be overseen. Why buy expensive wine, if you cannot taste all the flavors and aromas? We want to make it easy and simple for wine lovers to discover better wine moments. Our mission is to build a ’universe of better wine moments’, where the passion and enthusiasm for wine, champagne and ’the good life’ can flourish. We already offer the handmade and mouth blown Zalto Denk’Art wine glasses and exclusive French Laguiole knives, wine openers and champagne sabers. Zaltify is already a famous brandname in the wine industry and the synonym of the Zalto Denk’Art products. We want to use this awareness and popularity to become the synonym for the ’good wine experience’. The potential of Zaltify is huge, and our vision is to offer a broader range of wine accessories and tools to all wine lovers, so Zaltify can offer the 'complete wine experience'.

LETZLEATHER create stylish quality interior that provides smart and sustainable solutions. We are passionate about our products always being of the highest quality, and it is important for us that the products gives good conscience all the way. We strive to consider the evironment in everything we do, and to be good at the earth that we have been given. As a combination of ecological leather and FCS-certified wood our products fit into the modern Nordic home. All products are designed and made by hand i Denmark.

Norla is a consulting company that offers to its customers a variety of competencies in IT, Management and Business Development under the same roof. Excellent customer support, closer partnerships, flexibility give Norla the advantage to offer the best service with highly competitive alternatives. We work together in a network of major companies which helps us find the best candidate to meet our customer's needs. We work in a multicultural environment and our consultants speak 9 different languages. The gender distribution in the company is 40/60 and age distribution is between 24 to 60+. Norla was founded in 2011 and our offices are in Stockholm and Lund.