The price of you mortgage should reflect your risk - not your capability to negotiate. Clinsj offer negotiating as a service. The mortgage market is asymmetric in terms of information and it can be very challenging for regular customers to navigate between the different offers. 3 out 4 mortgage holders have never negotiated their interest rate and terms after financing, and therefor get penalized for their loyalty. As an individual customer you have little negotiation power with your bank, but with professionals negotiating on behalf of a group of similar customers you do. Clinsj is a startup fin-tech company that aims to help mortgage holders achieve better terms by negotiating on the customers behalf on a continuous basis. If the customers existing bank is not willing to meet market price, Clinsj will move the customer to bank with more appetite that offer market terms. As long as the customer is member on the platform, Clinsj will continuously monitor the market and negotiate when possible. Clinsj is independent and as such take no commissions from the banks. The customer only pay a subscription fee for a 12 month period after receiving value, either by a better rate from their existing bank or a new offer from a competitor. if new value is added in that period the subscription renews. The founders of Clinsj have extensive competence within the banking industry after years of holding different management positions in international banks. The pricing mechanism in mortgages show that there is a market to be met. We believe that "negotiation as a service" is a growing market that can be applied to many consumer products and seek to develop the concept as we grow.

Workability is a web-based enterprise application empowering leaders to take responsibility for employees workplace welfare and employee follow-up, and allowing employees to be at work as much as their health allows. Sick-leave and workplace welfare is a problem escalating globally. As mental illness and complex health problems rise, new workplace challenges are created. Employers need new tools and practices to help deal with this adequately. Norway has the highest sick leave in the OECD, costing the state and employers over 50 billion kroner each year. 70% of sick leave is avoidable (NAV) and could be prevented through better employee follow-up and workplace facilitation. By solving structural barriers that exist today we help employers co-ordinate efforts with doctors, NAV and other stakeholders to keep people at work and prevent unnecessary sick-leave. Our tools help leaders follow-up their teams, create an open dialogue and an inclusive approach to workplace welfare and how they organise work, key factors in preventing sickness and workplace absence.

The Groogert Project is an environmental startup that teaches children ways in which they can take action against climate change and take better care of nature. With a funny and colorful character named Groogert, we deliver important messages of hope and nature stewardship in different platforms. It is through games, trivias, songs and videos that our narrative is carefully crafted so that it is a positive learning experience for children. We believe, after all, that action towards climate change should not be preached or normative, but rather fun, motivating and exciting!

Orixe solves the problem of counterfeit parts (pirate products) and supply chain uncertainty across multiple industries. This problem with counterfeit parts and false certificates is especially prevalent in the aerospace, automotive and electronics industry, but can be said to be a cross-industry problem. Counterfeit parts create problems for producers such as faulty products (as seen in the cases Fake medical masks, Samsung Galaxy Note 7, or the Takata airbags), but also that goods do not adhere to regulations such as REACH and RoHS or comply with quality requirements. Companies risk severe financial damage such as: - loss in sales, - not meeting quality standards, - lawsuits and - lost reputation. The Orixe Platform has been developed in close cooperation with out pilot customer within the defense- and aerospace industry to solve the cross-industry problem of counterfeit parts. Orixe ensures integrity and transparency by tracing components country of origin and their adherance to regulations, i.e REACH and RoHS. The solution is a new way of combining database and blockchain that effectively and securely tracks transactions between companies. This creates a secure image of the supply chain which raises effectivity in quality- and supplier assurance. To make it easier for our customers to be sure of their suppliers quality standards and reduce time and effort spent on quality assurance, Orixe is also providing a solution that automates the process of auditing suppliers. Orixe is a company that is devoted to creating a more sustainable future. Many of the global challenges that we face today such as pollution, corruption and modern slavery are hidden i dark supply chains. By providing a solution that makes supply chains transparent we reduce the risk of unethical behavior within the supply chain, and help companies to fulfill the UN Sustainable Development Goals.

Evoy is an ambitious company with expansive growth. Our vision is to eliminate emissions from boats around the world and to make a vital contribution to the biggest challenge of our time, the climate crisis. Our core values are genuine, Innovative, Sustainable and Fun. Evoy develops and sells world-leading powerful electric propulsion systems for boats in the professional and leisure boat segment. We are building an organization and product portfolio that is making the transition from being regional to international. Our employees will experience the joy of building something relevant, unique, and electrifying. Our head office in Florø is situated in the innovations cluster Peak Florø. Peak Florø houses several companies that are investing heavily in the blue environmental shift and Evoy will contribute further to developing this environment. Florø is known for its idyllic location and proximity to fjords, mountains, and the sea. The beautiful archipelago is perfect to explore with Evoy's all-electric high-speed boat, Evoy1. We have good travel connections to Oslo and Bergen (Air and highspeed boat terminals). With Evoy, YOU can personally make a real difference in the fight to save our climate.

Wanda is a fast-growing Norwegian start-up that enables circular economy and logistics. Established in Oslo Norway, we are a tech and logistic startup that aims to create a sustainable consumer brand in an ultra-dated industry. We work to solve storage problems for people and businesses alike, making their lives simpler, cleaner, and easier. We are international, friendly, creative, professional, remote, happy, sociable, and a hard-working bunch of human beings. Remote work is in our DNA at the same time it is important to get together for social activities both over video and in person. We want to build a great tech and logistic startup, and for all of us to be ambassadors of this fledgling tech culture together. If you would like to learn more about Wanda, or just jump on board and be part of this journey, wait no further, and let’s talk!

The demand for coworking spaces is increasing every year. There is a need for a user friendly office space database. We wanted to design a platform where you can find the right office for you, and where all offices can be listed. Your user experience is important. That’s why we created Surfadesk. You can easily find your new office using our unique filters. We start with coworking offers in Norway. In the near future we will also enter foreign markets such as Sweden, Denmark, Finland, Germany, UK and Poland.

Our product is very simple: If you sign up, we’ll make sure you get money back if the price drops after your purchase. Through this, we’re aiming to create the shopping companion you never knew you needed. Our vision is to create shopping with peace of mind - imagine a purchase where you never have to worry about overpaying, missing a sale, or getting caught out by the fine print. That’s the future we’re creating. Our office is located in Copenhagen FinTech Lab, one of Europe's leading FinTech Hubs, and we have secured over 1M Euro in funding from Vækstfonden venture, Spring capital, Strawberry capital, and Tinius Trust.

We aim to commercialise carbon storage and utilisation in lean and profitable carbon value chains. We will deliver carbon free energy products and innovative CCS services utilising our cost-leading end-to-end CCS infrastructure. Our mission statement is 'bridging the gap to a carbon neutral future.' We think the transition of the energy business to a low carbon future can be done profitably through technology and innovation. Our company is driven by an impatience towards achieving the climate ambitions, and we want to act now with both precision and speed using the tools we have in new ways.

Norway's first online consulting company. We started out with accountants, and kept it that way while we built our IT-platform and overall business structure. Now we are ready for the next phase, and will expand with a line of new services in 2020. In theory, all non-physical services can be delivered through us, however, we have so far chosen to focus on services which require consultants affiliated with the same country as the client, because of knowledge of local laws, language, etc. If you have an idea for a service you think can suit our structure, feel free to contact us on partner@synega.com for further discussion.

We in Tidbit are building systems for the restaurant industry. We think that the restaurants are too traditional when it comes to innovation. We want to revolutionize the way people are eating and staying at a restaurant.Together with one of the best designers in the world, Eker Design, we are designing an interactive table solution for high end restaurants.You are welcome to hear more about our project!

Investio is a start-up company in NCE Finance Innovation (https://www.financeinnovation.no/our-members), an exiciting new FinTech incubator located in Bergen.We are currently developing a new P2B crowdlending platform with built-in smartness, using machine learning and block-chain technology.Our goal is is to provide safe, secure and fast loan distribution between companies in need of funding and private investors looking for ways to diversify their investment portfolio. The founders of Investio have solid experience from finance software development, international banking and IT development projects in the oil & gas industry. We are dedicated to turning the company into a successful business, aiming to become the preferred P2B crowdlending platform in Norway by 2022.

CoHub - a social and innovative entrepreneurial environment in Grimstad. We are a coworking community in Grimstad, CoHub offers office spaces for startups and entrepreneurs,  ranging from your own office to a more open flexible workplace in our coworking community. CoHub is working to collect the startups, network, activities, and expertise within innovation and entrepreneurship in Grimstad - and working with other coworking spaces in the region.

We offer bespoke virtual/digital assistant services to companies and entrepreneurs who do not wish to hire a full-time assistant. We are located in Oslo, but as we offer digital services, we can help clients all over Norway. Our services include administrative tasks such as e-mail management, proof-reading, booking appointments with clients, transcription, contract processes with new clients, maintaining and updating CRM, publishing posts on SoMe (with content provided).

Spleis er folkefinansiering på norsk. På bare ett år har folk samlet inn over 60 millioner kroner gjennom 200 000 innbetalinger til 4 000 vellykkede spleiser. Vi hjelper folk med å samle inn penger slik at de kan realisere prosjekter - og drømmer. Gjennom det endrer vi også måten penger samles inn på i Norge i dag. En fintech startup som står på skuldrene til SpareBank 1-alliansen. Musklene til et finanskonsern. Hastigheten til en startup. Nå vokser vi - og trenger mer folk!