The price of you mortgage should reflect your risk - not your capability to negotiate. Clinsj offer negotiating as a service. The mortgage market is asymmetric in terms of information and it can be very challenging for regular customers to navigate between the different offers. 3 out 4 mortgage holders have never negotiated their interest rate and terms after financing, and therefor get penalized for their loyalty. As an individual customer you have little negotiation power with your bank, but with professionals negotiating on behalf of a group of similar customers you do. Clinsj is a startup fin-tech company that aims to help mortgage holders achieve better terms by negotiating on the customers behalf on a continuous basis. If the customers existing bank is not willing to meet market price, Clinsj will move the customer to bank with more appetite that offer market terms. As long as the customer is member on the platform, Clinsj will continuously monitor the market and negotiate when possible. Clinsj is independent and as such take no commissions from the banks. The customer only pay a subscription fee for a 12 month period after receiving value, either by a better rate from their existing bank or a new offer from a competitor. if new value is added in that period the subscription renews. The founders of Clinsj have extensive competence within the banking industry after years of holding different management positions in international banks. The pricing mechanism in mortgages show that there is a market to be met. We believe that "negotiation as a service" is a growing market that can be applied to many consumer products and seek to develop the concept as we grow.

We offer a unique opportunity to rent an electric bike via an app. The bike is designed to be safe, simple and efficient for all users. With our system we can control where the bikes must be parked, so that it does not hinder pedestrians or riders. This is called HUB/geo fence, which is both flexible and tidy. We are the first in the market with this idea for electric bike rentals run by local founders from Oslo. Our goal is to create a web of transport connected to all districts in Oslo. This is something we can achieve, because we already have good relations with the urban environment agency, as well as a couple of districts that are interested in this transport opportunity .

Bringing Scandinavian taste and culture to the world. We are a start-up that sends curated or custom snack boxes to the USA, UK, Australia and Canada. Right now, we have a one-off shop on our website, but we are going to be moving to a subscription model where every two months you get an excellent pack of snacks, chocolates, chips, healthy snacks from Norway and other countries in Scandinavia.

Ferdia har som mål å digitalisere og fornye turbussbransjen gjennom en Uber-lignende tilnærming. Vi skal revolusjonere turbussmarkedet gjennom å digitalisere små og mellomstore turbusselskap og ved å gjøre det mye enklere å leie og bruke turbusser. Det være seg til firmaturer, festivaler eller fotballkamper. Turbussbransjen i Europa er preget av et stort antall busselskap og lite digitalisering. 85% av tiden står bussene parkert eller kjører på veien uten passasjerer i setene. Våre nye digitale tjenester kombinert med maskinlæring og rute-optimalisering vil gjøre det mulig å utnytte bussenes kapasitet mye mer effektivt enn i dag. Vi har fått støtte fra Innovasjon Norge, inngått samarbeid med Tide, et av Norges største busselskap, og har begynt arbeidet med internasjonalisering. Dette blir et spennende år!

Pinovo AS is a Norwegian scale up that has developed, patented, proven and commercialised surface maintenance technology that stops Ocean Paint Microplastic emissions. Ocean Paint Microplastic emissions are a large but little known problem that we estimate could be generating between 1.5m and 2.25m tonnes of ocean pollution each year (https://www.weforum.org/agenda/2020/09/how-to-reduce-microplastics-from-paint/). Pinovo has developed a clean, circular dustless grit blasting solution, which stops these emissions and which is also up to 60% more cost efficient than the traditional methods of surface maintenance for spot blasting.

I Siffer jobber vi hardt for å levere revolusjonerende teknologi til regnskapsførere. Siden stiftelse i 2019 har vi sammen med regnskapsbyråer laget og lansert vårt regnskapssystem. Disse byråene er i dag våre partnere. I 2021 ble flere byråer med på eiersiden, og det har gitt oss muskler til å utfordre det etablerte!

With our sharing-economy concept Leid, we are on a mission to change consumption one rental at a time. Our goal is to make equipment rental the obvious choice for all your home projects. We have made sure that the customer can book what they need and be able to pick up instantly. They get the perfect “equipment” for the job without having to pay a fortune for those 30 seconds they needed it. Instead of the glue gun ending up forgotten at the bottom of the drawer. We make sure that it gets a lifetime of usage.

Our goal is to become the go-to-place for people in need of electrical services by providing the easiest and safest way to get the job done. With SpotOn you order online, get a fixed price instantly and the job done by handpicked pros at a time that suits you. We're an in-house startup backed by one of Norway’s fastest growing companies; Elektroimportøren, a wholesaler of electrical equipment who disrupted their industry by selling directly to end consumers both online and in over 20 retail stores across Norway. Working as a startup and building on our parent company’s strengths and infrastructure has enabled us to scale fast and make our service available to over 70% of Norwegian households. The Problem Our research show that people feel stress just thinking about hiring an electrician and that many struggle to even get started. The main reason being that they don’t know who to contact and what it will cost them to get the job done. But they are also worried because of stories they hear of poor results or misleading prices leading to surprises when the invoice arrives. As a consequence they’ll ask friends or family for recommendations to avoid making the wrong choice. Lack of trust and clarity around pricing creates uncertainty and often leads people to postpone contacting an electrician until absolutely necessary. They learn to live with suboptimal solutions because getting the job done requires too much effort. And when they finally decided to hire an electrician they often experience the person not arriving at the agreed time, and without the necessary equipment to get the job done. The frustration reaches its boiling point when they then have to pay for the extra time needed to drive and pick up the equipment. Our Solution We have digitized the whole process of hiring an electrician, creating a seamless journey from need to end result and a superior booking experience that puts the customer in the driving seat. 01 Instant Fixed Price We’ve built a job-configurator with an inbuilt price calculator making it possible for customers to get a fixed price instantly by answering a few simple questions. This way our customers get’s a price in advance and no surprises when it’s time to pay. 02 Free Video Inspection In addition to our simple job-configurator our customers can book a free video inspection the next day. We’ve hired a team of electricians and built a digital inspection tool making it possible to create and send offers with a fixed price within 24 hours. 03 Handpicked Pros We’ve handpicked pros from Elektroimportøren’s already established network of contractors across the country. This way our customers don’t need to spend time finding a trustworthy electrician and can feel safe knowing the job will be done by qualified professionals. 04 When it Suits You We’ve built a scheduling system from scratch that allows our customers to choose when they want the job done. They simply pick a time and date in our digital calendar and the job is automatically delegated to one of our electricians in the area. 05 Efficient installation We’ve utilised the retail stores across the country to streamline logistics and make installations efficient. We pack and send the electrical equipment in advance so the electricians have all they need, removing unnecessary time spent driving and picking up equipment. 06 Industry-leading Guaranty All our customer are given the opportunity to evaluate their experience after the job is done. If the result is not as promised we fix it free of cost. Our customers can feel safe knowing we take full responsibility with our industry-leading SpotOnGuaranty. 07 Simple Payment When the job is done and the customers are happy they get to choose how they want to pay. Using Klarna we provide our customer with flexibility and the opportunity to either pay now with card, or later with invoice or instalments.

The innovation ecosystem plays a crucial role in the success of startups, but these ecosystems are facing operational and strategic obstacles that limit their potential. The operational difficulties include an inability to effectively support startups leading to high failure rates, low engagement from startups, and resource-intensive reporting processes. On the strategic front, innovation ecosystems face intense competition and struggle to scale their efforts and establish sustainable business models, which often rely heavily on government funding. These challenges impact a wide range of players in the ecosystem, including incubators, accelerators, universities, and enterprise innovation departments. Addressing these challenges can lead to a thriving startup ecosystem, boosting economic growth and driving progress. By investing in the solution of these significant problems, the innovation ecosystem has the potential to unleash its full potential and drive positive change.

LessAdmin is an HR system for small businesses and startups. It offers an easy way to administer and get an overview of employees, leave and vacation planning and approval, onboarding and offboarding, notifications, upcoming birthdays and international bank holidays, benefits and more. It's developed in Norway with GDPR and privacy in mind.

Fraxx Interactive AS er en norsk edtech startup etablert i 2019. Bedriften har i 2020 lansert direct-to-consumer plattformen Fraxx.no - et videobasert digitalt kursunivers som gjør det mulig å lære fra de mest anerkjente ekspertene innen underholdning, livsstil og sport i Norge og på sikt i resten av Skandinavia. I november 2020 lanserte de sine første kurs med noen av de beste innen sine felt: Bent Stiansen, Anders Aukland, Halvor Bakke og Fæbrik-gjengen. Fraxx ønsker å gi tilgang til kunnskapen disse ekspertene har gjennom en læringsplattform som gir engasjerende og underholdende innhold av høy kvalitet – og som er lette å lære fra. Målet til Fraxx er å gi flere mennesker tilgang og fleksibiliteten til å lære akkurat hvor og når det passer dem. I en hektisk hverdag blir det enda viktigere å ta vare på og utvikle egne interesser, og dette ønsker Fraxx å bidra med.

A Krismis Story The julegenser.no project is simply a result of our very first ugly christmas sweater love affair! After a visit to Canada in 2012, two sumptuous, LED flashing ugly christmas sweaters came with us home to winter Oslo, Norway. The sweaters evoked this childlike happiness over the Christmas celebration, both in us and in everyone else when we wore them to Christmas parties and we noticed that we wanted more of this feeling. We simply wanted more of such sweaters! It was easier said than done in 2012. But, if you do not find what you are looking for, you can make it yourself...so then we did it. Although it took its time. With our brand 'Krismis' https://krismis.com, we want to share this sparkling, warm Christmas feeling with you. This way you can also have the Christmas atmosphere in your wardrobe all year round, and always have something to wear at the Christmas party, not matter what. We simply love Christmas sweaters! That is why we do not compromise on quality. We wish you a Merry Christmas, and remember that the most important message of Christmas is love. Huge Christmas hugs from the Julegenser.no / Krismis team. KRISMIS

Scandinavias largest selection of Christmas sweaters! We design and sell Christmas sweaters, pyjamas, suits, socks and other Christmas items, and sell them in our webshops in 6 different countries. In addition to webshops we have pop up ships in Norway before Christmas. We are expanding every year with new product lines, and are always looking for fun clothing!

Healthy EATS is a healthy fast food start-up. Using innovative technology, the company will make healthy eating easier and more available for the Norwegian population. Their unique concept is built on efficiency, quality, and sustainability. The dishes are produced in cooperation with award-winning chefs and are sold to the customers through unmanned pick-up stations. While there are a lot of different providers of fast-food in Norway, finding a healthy fast-food alternative is harder than one should think. Especially if you are interested in a healthy, fast and affordable meal, the alternatives are few, and you will often end up having to choose two of the three criterias (e.g. fast and affordable, but unhealthy). Healthy EATS is going to change the perception that healthy food cannot be both affordable and fast, by changing the way the food is distributed to the consumer - cutting all waiting time. This will be done by replacing the traditional fast-food restaurants with our high-tech, unmanned pick-up points. These pick-up points will be available all around the city and allow the customer to access the food instantly, paying through our mobile app or by credit card.

60% of new restaurants fail within the first year. And nearly 80% close before their fifth anniversary. Owners are often so overwhelmed by the essential day-to-day operations that they rarely prioritize these tasks. But suboptimal operations lead to a significant amount of waste in these businesses. Savvie leverages data into a bite-sized, actionable insights for easier decision-making, which recommends them what to do and when. We help them increase revenue and avoid unnecessary cost.