We are a team of experts and entrepreneurs. We spent years in the financial industry and in the startup ecosystem of Europe. Through the years we have seen startups fail and succeed — and one determining factor of their fate has been repeatedly their access to capital. A good idea, a good team or the right timing are important determinant of the success rate, but if there is no fuel in the form of capital and cash flow, no matter how great the idea, the company will fail. Startups and companies often turn to angel investors, venture funds or accelerators to supply growth, however for this they would have to give up large chunks of ownership of their companies, chunks that could be worth a lot more with time. On the other hand, investors wouldn’t provide capital unless there is market validation in the form of paying customers. Applying for loans at commercial banks is tough. The application process takes months and approval rates are low. Personal guarantees, collaterals, securities, and additional fees apply. All these forms of financing don’t support the growth trajectory of an early business — they come with too many terms and conditions, restrictions and legal mumbo-jumbo. Our solution: Kvikk. With our network of investors, we raised a small fund that enables us to discover and fund promising early businesses — and work with them on the long term. With public and private data banks we built a machine learning based assessment algorythm that classifies businesses based on data retrieved through commercial, payment and analytics APIs.

Gokind is transforming how the financial world structures and processes transactions. Our Vision API is trusted by the Nordic's most pioneering fintech companies, enabling them to accurately identify the location and merchant for any transaction. Backed by angels from Google, Nordea, and Danske Bank, we pride ourselves on combining state-of-the-art financial technology with ease of use. Join us in transforming the financial world, transaction by transaction.

Vapaus is a circular economy company that makes zero emission mobility a reality by offering Employee Benefit Bikes and Shared Bikes as a B2B turn key service. Let it be commuting or other daily travel problems of your community, we will deliver you vehicles that are fun to ride and make your employees smile. Vapaus started its journey at the beginning of 2018. Currently, we act as a corporate mobility provider in Finland running our operations on our own platform. At the moment we have the privilege to serve few hundred demanding corporate customers, including some of the country's most well-known brands e.g. Telia, Sweco, Siili, Futurice and ENSTO among + 700 other customers. Our customer companies employ already now total of over 100 000 people and we add new customers with thousands of employees monthly. From a bigger perspective, Vapaus is building a scalable service platform that will be integrated seamlessly into a built and digital environment. In the future, our actions will result in great user experience and a positive impact on people, society, and the planet. Cheers, and ride safe!

SoEasy provide a restaurant pre-order app, the food is ready when customers arriving to save time. Restaurants can setup own loyalty programs and marketing campaigns, therefore improve cost efficiency and sales. SoEasy launched in late 2019 and made great traction. Within 5 months time, we got 20k+ download, 4000+ users made at least 1 order. We are operating in 25 restaurants and have over 100 restaurants signed up.

Caleta is an independent research and development company founded in 2017. We conduct research and promote concrete solutions for more inclusive and responsible finance at the global level. Our mission is to empower people by enabling access to financial services. We collaborate with all the stakeholders of the cross-border payments industry to reach this goal, as part of the global efforts towards reaching the Sustainable Development Goals.

MENUPAY er den førende restaurant-app i Danmark og tilbyder en kombineret betalings-, rabat- og loyalitetsløsning til virksomheder og deres medarbejdere. Vi revolutionerer samarbejdet mellem store virksomheders procurementafdelinger og kvalitetsrestauranter gennem sofistikeret mobilbetaling og loyalitetskoncepter. Samtidig tiltrækker vi flere gæster og tilbyder en stærk markedsføringskanal til vores partnere, der inkluderer alt fra Michelin-hædrede restauranter til de bedste caféer, fremragende bagerier og lækre cocktailbarer.

Our SaaS platform gathers data about employees through our browser extension, phishing simulation, test assessments, and integrations with password management solutions, and automatically generates actions for employees to perform based on their individual weaknesses. CYBR will be the new standard for managing and mitigating employee risk, all through one seamless platform, whilst offering Cyber Insurance, where the premium is calculated based on the company risk score. We are headquartered in Oslo, Norway, but 40% of the tech team is employed remotely.

Passbuy is about freedom. Time is limited and we believe one should be able to spend time on things that matter. By making everyday life a little more convenient & delightful we hope to do just that. It should be easy to make the right choice and we believe Passbuy can help people make better purchasing decisions and thus help make the world more sustainable. That is why we designed a checkout where consumers can use their phone to check out in seconds. We’re moving the point-of-sale into everyone's pocket allowing for completely new shopping experiences.

We make property management better and cheaper by applying modern technology and transparent pricing. Most incumbents rely heavily on manual labor and hide relevant data from the board of home owner associations in part due to old software systems that are not prepared for sharing data and in part because they are afraid of getting too many questions

DCR Solutions is revolutionizing the Business Process Management/Modeling market with a scientifically founded ground-breaking new approach to process digitalization and process mining that provides efficiencies, quality and guarantees compliance. How? By providing a cloud-based SaaS solution for heavily regulated fields such as the public sector, healthcare, and finance. By fully digitizing and continuously improving complex real-life processes. Our solution is code-free, end-user-friendly, and boosts the value of existing systems. Unlike the risk, cost, and realization time that normally comes with new technology.

We at Pinoa Foods believe in a cleaner world, where modern agriculture is a solution for a more sustainable way of living. We research and develop vertical farming systems, utilising the latest technological solutions. In addition, our main business comes from growing a variety of leafy greens, all from microgreens and baby leaves to herbs and edible flowers. Our solution takes place in an urban environment, wherefrom we cater to restaurants and grocery stores. Our products can be found from more than 300 stores nationwide.

Redefining LinkedIn analytics since 2019. All your people. All your posts. All in one dashboard. For corporate creators and the teams behind them. Shield aggregates data, analytics, and insights, across personal LinkedIn profiles for brands and corporate creators everywhere. #shieldapp #weareshield #corporatecreators

The number of people on the move is growing globally because of armed conflicts, climate change, and economic inequality. Startup Refugees exists because the solution for the fast integration of newcomers to the labour markets needs to be created now. Startup Refugees offers asylum seekers, refugees, and other immigrants support in finding employment, skills development, and starting a business. We have a network of more than 1000 members, including companies, government officials, NGOs, universities, congregations, research institutes, communities, and individuals. Welcome to create change.

AppsCo enables users to securely manage access to their company’s applications while presenting easier visibility on company audits and reports. With a faster, more efficient process, new employees are instantly granted access rights to all areas of the business that their employers feel they require. AppsCo allows for new employees to be securely set up while maximizing efficiency and productivity. AppsCo supports seamless directory integration with Google Suite and Microsoft Office 365. Your employees can access all of their company apps and services through AppsCo with the same credentials they use to access Google Suite or Microsoft Office 365. Integration helps you instantly import and sync all users and groups and grant them access to all company applications.

DogBuddy is Europe's leading and largest online community of dog lovers. We help to connect dog owners with local and reliable dog sitters, providing a comfortable and caring home from home for your pooch while you're away. DogBuddy has now grown to be Europe’s leading online dog sitting and home dog boarding community, offering one of the first “airbnb style services” for dogs in the UK, Spain, Italy, France, Germany, Sweden and Norway.