Monio AS (org. nr. 913 978 617) er et heleid datterselskap av SpareBank 1 SR-Bank ASA (org. nr. 937 895 321). Monio AS formidler lån til små og mellomstore bedrifter og er regulert av Finanstilsynet med tillatelse til å drive virksomhet som betalingsforetak og er registrert som låneformidler. Som lånformidler er Monio ikke en part i låneavtalen mellom långiver og låntaker.

Evoltec (Evolution Technologies) is a Norwegian-based technological integrated service Company, established in January 2015. We are an evolving technological services and products provider with a focus on the marine and energy industry, In particular within the oil and gas sector. We realize and value our customer`s business needs and build cost-effective yet time-bound solutions to meet specific requirements. Our network of qualified personnel and product suppliers is capable of delivering services and products all over the world.

CYBERSECURITY FOR INDUSTRIAL NETWORKS AND CONTROL SYSTEMS Secure-NOK® is a technology company providing cybersecurity solutions for monitoring industrial networks (OT), and for detecting vulnerable areas. The company has vast experience and recognized technology, and has participated in several research projects with outstanding results. The technology (SNOK) can detect any abnormal event in a network and prevent important infrastructure from experiencing downtime due to malicious attack. Today, most industries are digitized, and thus more exposed to attacks from the outside. With technology from Secure-NOK, such attacks will be detected early, and thus avoid damage and downtime. Secure-NOK has developed patented sensors which are installed in a OT network, and which capture and report any abnormal traffic. The company has sensors for both networks, end-stations and PLC systems.

Based in Kongsberg - the heart of the Subsea Valley - Kongsberg Ferrotech is utilizing world-leading competence to develop the first-ever automated solution, the Oktapous, for riser cleaning, NDT inspection, maintenance (coating), and structural repair (glass/carbon fiber reinforcement). The repair will be performed inside the patented Habitat - allowing for composite repairs subsea and in the splash zone while offering quality as if the repair was performed in a laboratory environment. The Oktapous will offer the client around 50% cost reduction, together with improved quality and significantly reduced HSE risk compare to existing solutions by removing the need for rope access, divers, and ROVs. Kongsberg Ferrotech is partly funded by the Malaysian-based oil and gas company, Petronas Charigali. This ensures us access to the market needs during development, an offshore platform for prototype testing, and the critical first client for market acceptance. Schedule highlights: • Development started in September 2015 • Stack-up/dry test in December 2017 • TRL4 testing submerged in February 2018 • Offshore testing on Petronas assets in Q3 2018 • Commercial operations in Q2-3 2019

With our breakthrough apps we are changing how the e-commerce industry captures and publishes images. Autopix puts the photo studio in the pocket of users making the publishing process more efficient and user friendly. With our smartphone technology you no longer need to hire expensive photographers. Simply allow our photo guide to help you take professional photos at a fraction of the cost. We are an ambitious team, focused on building user friendly and efficient tools with expected revenue between 11-13 MNok in 2021. We currently work in close collaboration with some of the biggest names in Norway, which include - Varner Group, XXL, Holzweiler, Høyer, Tradesolution, and many other well-known companies. Our offices are at Startup Lab in Oslo’s Science Park, one of the leading tech hubs in Scandinavia.

Pretty miserable out there, isn’t it? We’re in the business of spreading smiles. Glede is a micro gifting platform that enables users to send gifts to friends, family, and co-workers. Through Glede you can send everything from a cup of coffee to a bouquet of flowers, or an experience. Glede makes the sending and receiving of gifts spontaneous, fun, and easy!

Greenphones provides an end to end solution for to extend the lifetime of mobile phones and tablets. Through the provision of a simple user friendly interface allowing private individuals to trade-in their used phones where the value can either be used for the purchase of an upgraded phone or paid out in cash. We saw a clear need in the market to help the consumer and at the same time reduce the number of new mobiles being introduced into the market. As such for each and every new mobile 'not sold' sold in the market, we reduce the CO2 footprint by approximately 55kg. We estimate that we can extend the lifetime of any mobile between 250% and 300% Inspiration for your startup description There are other firms selling used mobile/tablets, but very few that offer the level of service trade-in value. The founders who previously worked with used IT equipment saw that the used mobile market was also in need of a solution. Greenphones has a number of strategies to expand beyond the core business to enhance the circular economy and is constantly in search of ways to support climate initiatives.

SUSTAINABLE DATA CENTER | THE URBAN DATA CENTER We deliver data center close to where people work and live. Enterprise and Edge that is 5G ready On the path for fiber and power connectivity Storespeed AS is a Norwegian based start up working to deliver data center capacities. We deliver in the Nordics and North Europe including UK. We deliver our platform and services using clean renewable energy. We operate a sustainable business and follow scope 1,2 and 3 guidelines for lowest possible emissions. Here is our new video: https://vimeo.com/501691111 (copy into your browser)

Healthy EATS is a healthy fast food start-up. Using innovative technology, the company will make healthy eating easier and more available for the Norwegian population. Their unique concept is built on efficiency, quality, and sustainability. The dishes are produced in cooperation with award-winning chefs and are sold to the customers through unmanned pick-up stations. While there are a lot of different providers of fast-food in Norway, finding a healthy fast-food alternative is harder than one should think. Especially if you are interested in a healthy, fast and affordable meal, the alternatives are few, and you will often end up having to choose two of the three criterias (e.g. fast and affordable, but unhealthy). Healthy EATS is going to change the perception that healthy food cannot be both affordable and fast, by changing the way the food is distributed to the consumer - cutting all waiting time. This will be done by replacing the traditional fast-food restaurants with our high-tech, unmanned pick-up points. These pick-up points will be available all around the city and allow the customer to access the food instantly, paying through our mobile app or by credit card.

𝘀𝗽𝗿𝗼𝘃𝗲 (powered by goscore) is a solvency verification service that helps: - landlords find a great tenant, - tenants stand out among many other tenants to get a great rental offer. 𝗧𝗵𝗲 𝗺𝗮𝗶𝗻 𝗳𝗲𝗮𝗿𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀 𝗼𝗳 𝗹𝗮𝗻𝗱𝗹𝗼𝗿𝗱𝘀: - 40% overdue rent payments; - 30% money loss; - 49% don't use their landlords' rights. 𝗪𝗵𝗮𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗹𝗮𝗻𝗱𝗹𝗼𝗿𝗱𝘀 𝗴𝗲𝘁 𝗯𝘆 𝗰𝗵𝗲𝗰𝗸𝗶𝗻𝗴 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝘁𝗲𝗻𝗮𝗻𝘁𝘀 𝘄𝗶𝘁𝗵 𝘀𝗽𝗿𝗼𝘃𝗲: - better and cheaper than ordinary credit checks; - choose only tenants with ability to pay; - see a list of potential tenants for all your rental ads in one place; - reduce the number of troubled tenants; - protect yourself from damage and eviction problems with your tenant. 𝟱 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗱𝗶𝘀𝘁𝗶𝗻𝗴𝘂𝗶𝘀𝗵 𝘀𝗽𝗿𝗼𝘃𝗲 𝗳𝗿𝗼𝗺 𝗼𝗿𝗱𝗶𝗻𝗮𝗿𝘆 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗵𝗲𝗰𝗸: 𝟭) 𝘀𝗽𝗿𝗼𝘃𝗲 𝘃𝗲𝗿𝗶𝗳𝗶𝗲𝘀 𝘀𝗮𝗹𝗮𝗿𝘆 𝗮𝗻𝗱 𝗶𝗻𝗰𝗼𝗺𝗲 𝗱𝗮𝘁𝗮 𝗶𝗻 𝗿𝗲𝗮𝗹 𝘁𝗶𝗺𝗲, while an ordinary credit check shows data from the last year (or even the year before last). We understand that landlords want to see the current financial situation of the tenant, rather than last year. That's why we provide more relevant and accurate information. 𝟮) 𝘀𝗽𝗿𝗼𝘃𝗲 𝗮𝗻𝗮𝗹𝘆𝘇𝗲𝘀 𝘁𝗵𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗮𝗺𝗼𝘂𝗻𝘁 𝗮𝗻𝗱 𝗿𝗲𝗴𝘂𝗹𝗮𝗿𝗶𝘁𝘆 𝗼𝗳 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 for each tenant. This ensures that the tenant has a good rental history (if exists) at the moment. 𝟯) 𝗙𝗼𝗿 𝘀𝗽𝗿𝗼𝘃𝗲, 𝘁𝗲𝗻𝗮𝗻𝘁'𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗮𝘁𝗮 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗶𝘀 𝗽𝗿𝗶𝗼𝗿𝗶𝘁𝘆 №𝟭. That's why we provide only the result of the verification to the landlord: whether a potential tenant fits the criteria for a rental ad or not. We don't share any piece of financial sensitive information. 𝟰) 𝘀𝗽𝗿𝗼𝘃𝗲 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗲𝗮𝘀𝘆-𝘁𝗼-𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗿𝗲𝘀𝘂𝗹𝘁𝘀, and not just a credit score. We understand that landlords only want to know the answer: yes or no. They don't want to understand the credit scale and think which credit score is good, which is not, and how this correlates with the tenant's ability to pay. 𝟱) 𝗔𝗹𝗹 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗰𝗲. sprove provides not only the result but also a service where landlords can see the list of potential tenants for all their rental ads in one place. 𝘀𝗽𝗿𝗼𝘃𝗲.𝗺𝗲 - 𝘁𝗿𝘆 𝘀𝗽𝗿𝗼𝘃𝗲 𝘁𝗼𝗱𝗮𝘆! 𝗜𝘁'𝘀 𝘀𝗮𝗳𝗲.

Hayon is a data-driven Fintech company bringing transparency to the mortgage market both for customers and banks. Since the launch in 2020 over 170 000 mortgage customers in Norway have registered on our rapidly growing marketplace Renteradar. Mortgage customers can use Renteradar to get an overview over the mortgage market and how much they can potentially save. In addition Renteradar provides the user with the tools to lower their interest rate by negotiating with their bank or apply for a cheaper loan elsewhere. In addition to Renteradar, Hayon provides analysis about the banking market with Hayon Analytics being the backbone of our offering. Hayon Analytics is an analytical tool built in Power BI providing unique insights to our partners. We are currently eight emplyees but looking to expand our team going forward. Hayon raised capital in beginning of 2023 and the media company Amedia became an investor.

Svak databehandling fører til at eiendomsselskaper overser titalls millioner i egenkapital og leie. Intrava er en dataplattform for eiendomsbesittere, som integrerer, renser og visualiserer data fra eiendomsselskapets ulike datakilder, og sørger for at alle ansatte har løpende innsikt i nøkkeltall og datakvalitet på tvers av systemer.

HomeFair is an AI company dedicated to providing insight into the real estate market. We offer services that leverage AI to enable users to make informed decisions when selling a home. We use AI to predict home value and the price every real estate agent is able to sell a given home for in Norway. HomeFair increases market transparency for users, provisions the highest market price for home sellers and reduces risk associated with price uncertainty in the housing market.

Oss er en digital tjeneste som gir deg tilgang og eierskap til informasjonen som sendes fra den nye strømmåleren i sikringsskapet ditt. Oss har utviklet en ny teknologi som gjør at informasjonen fra den nye, automatiske strømmåleren din blir gjort tilgjengelig for deg på en enkel måte. Oss-brikken hjelper deg med å hente ut informasjon fra strømmåleren, og Oss-appen oversetter og tolker denne informasjonen for deg. Vi gjør det enkelt for deg å følge med på hvor mye strøm du har brukt tidligere, og hvor mye strøm du bruker akkurat nå, uansett om du sjekker appen hjemme i Drammen eller borte i Dublin. Sånn a propos Drammen: Både hardware og software utvikles og produseres her i Norge.   Oss er et nyoppstartet tek-selskap som har som mål å forenkle og trygge hverdagen din. Vi ønsker å gi deg tilgang og eierskap til informasjon som etterhvert blir tilgjengelig med de nye strømmålerne. Vi vil utvikle tjenester, sammen med testbrukerne våre, som gir deg trygghet og oversikt i hverdagen. Vi har fundert over hvor mye tid vi selv bruker på unødvendige bekymringer om hjemmet. Vi tror mange bruker mye tid på det. Det ønsker vi å løse med Oss-brikken. Det er jo så unødvendig! Det er jo så mye finere å bruke tiden på andre ting enn bekymringer. Og hverandre. Hos Oss lover vi trygghet for ditt privatliv og dine data først og fremst. Vi kommer aldri til å selge disse videre eller bruke de til noe som du ikke helt bevisst sier ja til (selvfølgelig!). Oss er finansiert gjennom Enovas AMS-prosjekt hvor man skal finne ut om tilgang på informasjon om strømbruken i hjemmet kan bidra til at vi alle bruker mindre strøm.

Iconfirm is a comprensive platform that bridges the gap between privacy, IT security and operations. Re-use of structured data for multiple purposes and perspectives help break administrative silos and cut ad-hoc reporting - within the organization and across the value chain. Iconfirms innovative solution was recognized in Gartners Market guide to Subject Rights Request Automation already in february 2020. The platform facilitates the distribution of responsibility to line management whilst central management retain an overview. Thus, resolving tasks where the knowledge is. Organizations pursue innovation and digitalization to grow value. Privacy is essential to ensure that the gains are sustainable. Failing to meet the requirements may ban processing, disqualify business, ruin reputation and be fined. Hence, privacy is a business risk, not a compliance risk. Iconfirm help organizations meet the burden of proof with less efforts. Open APIs enable sharing and syncronization of data and to embedd privacy governance and reporting as part of operations. Key functionality include Privacy management, Vendor management, Consent management, Subject Rights requests management, Risk management, Incident management, Reporting and dashboards. Iconfirm has a unique offering that also includes a special module for data processors. The platform also offers the opportunity to create closed networks for sharing of templates as well as data collaboration. We also provide a citizen centric approach to privacy. Build trust and manage the relationships with data subjects through the privacy portal.