You are more likely to get divorced than change your bank. The banks use this knowledge to charge loyal customers more - a penalty for loyalty. We fight that by syndicating loan customers and negotiating on their behalf with their bank. If they dont get a fair deal where they are, we help all get a fair deal elsewhere.

StudMatch strive to make employment of students accessible and easy for all companies, such that many more choose to make use of this often underrated resource. We help businesses define good projects that create value for both themselves and the students, make their recruitment process slick and easy by providing them with a shortlist of candidates; and give them the framework for ensuring good and effective HR for the students during their employment. In turn allows the businesses to provide meaningful relevant experiences to students through internships and part-time jobs during their studies. We deliver this value by systemizing domain knowledge into our data driven platform, allowing us to deliver our service in a scalable way. The goal is to make student employment the obvious decision for any business that seek to connect with solid talent.

At Xeneta, we have been on a mission to digitally transform the ocean and air freight market since 2012. Through our freight rate benchmarking and market analytics platform, we bring transparency to the market and empower our customers to make strategic data-driven decisions when procuring freight. Our customers include big brands such as Electrolux, L’Oréal, Continental, Puma, Nestlé, and ABB. Headquartered in Oslo, with offices in Hamburg and Jersey City and employees from over 60 different countries, we are a truly international company that celebrates diversity. Expanding internally and externally alike, we are constantly looking for new colleagues and partners to take on our mission with us.

CleanCup's on a mission to empower people with periods through high quality products and information. Every month, 1.8 billion people across the world menstruate. They need safe period products, and disposable products just won't do anymore. Let’s be honest; Tampons suck. No, really, they do! Both literally and figuratively. Tampons absorb period blood, but it does not differentiate it from your body's natural moisture, and it absorbs that too, which can cause infections and skin irritation. And besides: We use 11 000 disposable period products each, causing tons of cotton and plastic waste. One tampon takes than 100 years to degrade; this means all of the tampons you have ever used are still in our environment somewhere. Pads and tampons are not really comfortable, practical, sustainable, or even cheap. It’s just what’s been available. Do we want this as a legacy for our planet and our kids? No. But we have the solution: CleanCup. The Norwegian menstrual cup. Uniquely designed for comfort. Designed in collaboration with hundreds of women.

Smartsky AS is a young, innovative and exciting tech start-up invested in the technological development of smart cities and communities. Since our establishment in 2020, we have achieved great results in a short time, securing various projects and funding. To date, we are 8 team members working in close collaboration with our Norwegian and Finnish tech partners actively developing tech solutions for smart cities.

Subscription distribution system enabling individual websites to join forces under same solution and receive their pro-rata share of revenue – sort of “Spotify for websites”. This democratizes earning potential and give alternative to advertising-based business model. Site also aggregate and classify each article based on location, language, and type of content, enabling personal filters.

Subjekt er Norges raskest voksende kulturavis. Vi skal være landets ledende kulturavis og din beste venn i spørsmål om god smak. Vi publiserer nyheter, debattstoff, anmeldelser, featureartikler, kritikk og underholdning av og for en ung voksen, urban og kulturinteressert målgruppe. Dekningsområdet er kunst, kultur og samfunn i hele Norge. Ansvarlig redaktør er Danby Choi, som i 2020 ble nominert til Årets nyskaper av Oslo redaktørforening. Mer info: https://subjekt.no/om-subjekt

Favuseal is a Norwegian technology company that has developed an ultra-thin passive fire protection technology. The proprietary technology is the foundation for derived products in the form of easy-to-use wrap-on solutions in order to provide unprecedented level of fire protection to safeguard human lives and commercial assets. The Favuseal technology was included into NORSOK in 2019, and is now getting attention on a global scale from Tier 1 asset owners. The core of the business is revolving around the ultra-thin TOTAL DESIGN INTEGRITY concepts "Powered by Favuseal" that has been developed for cables and pipework. An impressive Intellectual Property Rights database is supporting the commercial initiatives, and several Tier 1 partnerships are about to be signed. The IPR will provide ongoing inherent protection to licences and partners tapping into the value proposition of Favuseal. The company aims for the vision of "Introducing extreme ultra-thin passive fire protection Everywhere!". The company is currently in ramp-up state, and will invest into digital initiatives and human resources going forward. The company is currently experiencing a drive into use of the technology within green tech such as wind mills and hydrogen, and will actively continue to pursue such leads going forward. The company has developed 3 different platforms in 3 different segments where each platform can cater for ANY fire scenario attributable to the specific segment. No other company has the tech to do the same. The company will actively pursue value-added stakeholders going forward that can help to contribute to realising the potential of the various segments.

Camping, local experiences combined with sociality, sustainability and closeness to nature is a growing area. The Norwegian camping industry has however an old-fashioned reputation and is very ripe for development. The majority of Norwegian campsites are family businesses, with limited capacity and resources for business development. Topcamp is building a camping business chain, mainly by buying or incorporating existing campsites with untapped potential and modernizing, streamlining and to a much greater extent digitizing the business. The previous owners of sites most often become partners in the process. Topcamp combines traditional core values such as good hosting, high-quality facilities, a rich range of activities and experiences – with modern business operations, technological operation and management tools.

Do you dream of becoming an entrepreneur - but you lack the idea? Do you want to make a difference in society? Then we dare to say that this is your lucky day! Did you know that 2 out of 5 employees are on sick leave due to ailments such as neck and back problems? Not only is this a huge cost to society, but it is also painful for the patient themselves. Positival AS has a vision to help and strengthen people through knowledge so that they can live their lives in the best possible way. Positival was founded in 2019 by Preeti Agarwal. Preeti is musculoskeletal physiotherapist (physiotherapist with a specialist master's degree). The title means that she is the primary contact and can provide referrals and sick leave. Preeti has both national and international experience from Finnmark in the north to South Africa and Australia in the south. She is focused on using innovation and creativity to find solutions to societal problems. The positive platform falls under medical equipment and is a platform to treat and prevent musculoskeletal disorders. The solution is user-centered and evidence-based. It contains, among other things, automated mapping, digital consultation and workshops, as well as digital tools adapted to the user. The company has received both market research and commercialisation grant from Innovation Norway and is, among other things, affiliated with EIRA - which is a growth program developed and delivered by Norwegian Smart Care Cluster and Validé. Positival is in a phase now where the company needs to bring in the right expertise that can take the company further.

Credit management software helping businesses to reduce outstanding invoices and reduce credit risk. Updated information on customers, less manual work and no maintenance of integrations. he Axeptia-team consist of people with technical and commercial domain experience from the credit information, debt collection and the software industry. Creating customer value is at the center of our operation. We focus on the integrations and continuous innovation, and we let our customers choose what data they want to use. Axeptia was founded on the basis of self experienced need for a data-neutral software and integration expert in the credit management field. - Identify risk in your customer portfolio. Optimize risk with customized early warnings and continuous monitoring - See aggregated data in a birds-eye view. Track KPI´s, and identify risk distribution in your portfolio. ​Dig into details for more insight.​ - Secure cashflow Reduce outstanding invoices and improve your liquidity -Standardized integrations to ERP systems, credit information providers and debt collection agencies, gives you updated and relevant data. Integrations, insight, maintenance and support, all included. - Actions based on insight and own credit policy. Send overdue invoices to your debt collection partner​. - No more decisions made on incomplete picture. Tools for day to day tasks, and the operational and strategic insight for active credit management. Easy administration - across the whole organization.​

The Groogert Project is an environmental startup that teaches children ways in which they can take action against climate change and take better care of nature. With a funny and colorful character named Groogert, we deliver important messages of hope and nature stewardship in different platforms. It is through games, trivias, songs and videos that our narrative is carefully crafted so that it is a positive learning experience for children. We believe, after all, that action towards climate change should not be preached or normative, but rather fun, motivating and exciting!

We use a new technology for sealing ventilation duct from the inside. The technology was developed in the US in 1994, but didn't reach the European market until 2015. In 2016 ImL Aeroseal started up in Finland, and as of September 1st 2020 we are breaking into the Norwegian market. Our product solves the issues with the traditional sealing of ventilation ducts; using tape and acryllic sealant to try and plug the leaks. Instead we build up a pressure inside the system and inject a small particle gas that finds all the small leakages and seals them. Not only is it faster, but also alot more effective than the previous method, which in turn makes it much more financially beneficent. With a ventilation system that has little to no leakage you extend the life of the engines and maximize the output of the fans. In addition you get cleaner air in the serviced areas. I became a part of this startup because with my 15 years of experience in the ventilation industry I can truly see the advantages of this method to improve the effectiveness of the ventilation systems and enhance the indoor air quality.

Einka Økonomi' solution aims to prevent financial stress by providing knowledge, coaching and necessary tools to address the effect financial difficulties can have on life areas such as mental health, legal disputes and family economy planning. EINKA wants to be a completely neutral information channel, that employers can rely on to bring their employees closer to financial wellness. We are developing a knowledge hub that will help users in differing financial situations, building a tailor-made journey comprising of interactive financial tools, tutorials, strategy guides and virtual coaching with the purpose of achieving greater financial wellness for the user and increased productivity as a result - for the business. Our preliminary research has shown us that in the first quarter of 2019, the total amount of claims amounted to NOK 1 billion in Norwegian debt collection cases. In August of 2019, NAV stated that eight per cent of Norwegian employees had forced salary deductions. Personal economy subjects are not obligatory within the Norwegian schooling system, rather most people are educated on these topics via banks and other financial institutions, or often through following in their family's footsteps. This results in a knowledge gap and a hurdle for social mobility. As social entrepreneurs we have seen that nothing is being done to alleviate these problems in an effective way, so we have decided to take a stance, and commit to being the solution. Our solution will positively impact your business through helping to alleviate the stresses that come with poor financial wellbeing. A number of studies have shown direct links between financial stress and poor physical and mental health. It affects the individual, their family and loved ones and their businesses. We are dedicated to making a difference. Join us in doing something interesting, innovative and noteworthy.

Founded by Theresa Harmanen and Claudia Menger in 2018, Sanga Yoga is your home for yoga for pregnancy, postpartum and fertility. Sanga Yoga was born out of our need for community and finding a more therapeutic, feminine approach to yoga for major transitions and changes in life, such as pregnancy and postpartum, as well as parenthood and fertility. We turned that need into local studio yoga classes in and around Oslo, as well as private sessions and workshops, and are now also creating an online space for these practices.