GrowthBond is a Danish fintech startup funded by the UN that provides SME finance for online marketing assisted by certified experts. It is estimated that a staggering 450 million companies worldwide are unable to get a loan from the traditional banking system because they operate solely in cash, cannot prove their creditworthiness, do not have collateral, or are unable to demonstrate a market opportunity. It is extremely hard for traditional banks to serve these small businesses when it is nearly impossible to evaluate the risk/opportunity and offer them small loans with low margins, compared to larger loans for big companies with high margins and less risk. That’s why we built GrowthBond, a platform designed to automate the credit assessment process for small business owners, which cuts waiting times by weeks, reduces loan operating costs, slashes minimum loans from thousands to hundreds of dollars, and enables real-time tracking of the deployment and financial return of the funds.

🎛 The Smart Home for Complex Cloud IT Infrastructure ☁️ "Mama always said, SWITCH THE LIGHT OFF WHEN YOU'RE NOT USING IT! Our utility bill is going through the roof." The same principle holds for cloud computing. But everything is turned on 24/7, by default, with no apparent switches available. Complex interfaces, scripting, and monitoring. A mostly manual process, adding hours and hours to engineers' schedules. Wasting businesses' budgets by over 32%. In an industry estimated at $2,4 Bn by 2025. The Smart SaaS Switch Ximplifi is the smart switch helping businesses keep their cloud consumption in check. The SaaS layers on top of the cloud (Microsoft Azure), handling complex shut/scale down of Virtual Machines, Disks, Databases, and more. Simply with a switch (it's a toggle, but who counts 🤷) Not Artificial. Simply Intelligent. The SaaS securely connects with the customer's internal governance and security directory (AzureAD), constantly monitoring and analysing for cost opportunities. To help them get the most cost-optimised cloud consumption outside hours of activity. Where competitors mostly focus on analysing billing data, Ximplifi takes it further. We analyse usage patterns and automate the operational part of managing resources' costs. Giving back valuable time and energy to businesses, helping them ensure state-of-the-art cloud infrastructure at minus 26% of the cost. Join us in taming cloud computing for businesses to prosper.

Mister Wise has developed a digital customer loyalty system to help smaller restaurants and cafés retain their loyal customers. A problem many restaurants and café owners are facing today, and have been facing for a long time, is the harsh competitiveness in the market. To stand out in the market place each restaurant offer their own unique concept which they fully control on their own. This will always be the most central part of the equation. However, to keep their customers coming back to their unique concept, a good, easy and systematic loyalty system is of essence. The science is clear on the fact that that retaining already existing customers is cheaper and more profitable than acquiring new customers. That’s why most corporations around the world have their own loyalty systems in place. Why shouldn’t the local restaurant and café? By not utilizing a loyalty system, the restaurant is making themselves a disservice. The customer is lacking an element of the overall experience and the business owner is leaving extra cash on the table. This is a widespread problem which affects all parties involved. The situation is however quite understandable as developing your own digital loyalty system is very time consuming, not to mention expensive. That’s where Mister Wise comes into the picture, offering a tool normally only used by the big sharks in the market to the smaller fish. Mister Wise does not believe in the old-fashioned paper stamp where the customer collects 10 stamps and then gets a free coffee. What if you don’t like coffee and you only drink smoothies? Every customer who walks into the particular food place is a customer who may or may not come back again. To maximize the chances for that customer to come back they should have the opportunity to “collect stamps’’ on whatever they order. That’s why Mister Wise offers a point-based system instead, in which the customer orders and buys whatever he or she want on the menu and then collect points on that particular purchase. This way, all customers can utilize the offer. After X amount of points have been collected, the customer receives a voucher he or she can use at that restaurant. Not only does the customer receive a financial benefit for their loyalty but they also receive a non-financial benefit. For each voucher that is received a heartwarming message from the restaurant owner is sent to the customer, to fully maximize the potency of the loyalty system. As one of the founders had worked part time at a grocery store for quite some time, he knew the value of a good loyalty system and thought it was very strange that it’s only used by the big sharks in the market. After doing market research it was concluded that there was a desire among the local food places for a product such as the one Mister Wise is offering

The digital service Inspicasa offers several enhancements to the clarification process all property buyers are going through: Firstly: Inspicasa decodes the buyer’s emotional profile and merges the emo-profile with the factual wishes into a complete search profile. The algorithms search all real estate agents sites for properties that match the profile and present the choices to the buyer. Secondly, Inspicasa presents different national or geotagged shops and service-suppliers, offering relevant products to the property buyer. For example; kitchens, furniture, internet, security systems, DIY, garden centers, supermarkets, etc. A ''Yes'' to a property equals ''Yes'' to new suppliers. The business model consists of two cash flow streams: Lead generation to suppliers with individualized focus and vouchers to support retailers and campaigns. 40% of the population that is looking for houses, flats, summerhouses, etc is discontented with the present solutions to browse the real estate market. At the same time, ⅔ of the population looking for a new property is not able to find the matching property. Why? Because the fundamental emo-parameters that control the decision-making is not addressed presently by real estate agents or other market-actors neither digitally nor through classic communication. According to Professor Richard Thaler, Noble Prize winner in Economy in 2017, and Daniel Kahneman and Vernon Smith, Noble Prize winner in Economy in 2002, is every decision based on the emotional perception of your "reality landscape". Regardless of what kind of decision we are talking about. Market research shows that 98% of real estate buyers agree. This opportunity is why we created Inspicasa. Based on algorithms and machine learning the solution optimizes and in a few seconds narrows the search to a few dream homes, much faster than scrolling through hundreds of presentations. Leads and voucher messages are sent to participating suppliers and shops instantly enabling them to act. But what if the decision process has to include 3-4-5 persons? Answer: Inspicasa presents an option, where the buyer merges her or his emotional preferences with for example family members and creates a group profile. The property search presents actual suggestions from top to low match. The idea was created as a result of several discussions about the real estate market, decision-making process, emotional preference, and frustration about the (lack of) exciting services. Jess and Grane have been involved in business development, innovation, and start-ups in many different set-ups. We have a passion for developing, disrupting, and creating concepts, but despite that, it is the first time we have created a project together after knowing each other for more than 10 years. Birgitte was a natural part of the project from day one, Birgitte and Jess are married and Birgitte’s competence as an auth. psychologist was extremely important for the emotional understanding and creating a fundamental part of the solution.

We are digitising how global trade and logistics is managed We have built a multilingual platform that automates process between Exporters, Forwarders and Importers The platform offers modules for Export/Import, Logistics, Documentation, Tracking, Compliance & Analytics. Combined it automates processes, removes language barriers for the end customer who can read the same data in their own language, increasing sales prices and profitability whilst significantly increasing transparency, compliance and accountability.

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Vi är ett av de mest snabbväxande ed-tech-företagen som innoverar och digitaliserar körkortsbranschen. Vi på Trafiko vill bygga en enklare och mer tillgänglig körkortsutbildning genom att tillhandahålla tjänster som ger körkortstagare den bästa möjliga upplevelsen. Vi hjälper över 35 000 körkortstagare årligen.

Young and innovative media bureau with focus on Web development, Graphic Design and Lead Generation for small and big companies. Based in Norway, driven by 2 ambitious tech gurus trying to make the web scene simpler for companies to navigate through. Our mission is to capture 25% of the market in Norway.

Prime Coding is a web development and digital strategy company thriving to create modern and intuitive web solutions, that digitalise processes into a web application and create a digital strategy for the individual company. First and foremost it is our aim to develop applications that will create value for the company, by delivering the highest possible amount of quality and solutions that are 100% secure.

React & Share is a Nordic feedback and content analytics SaaS company located in Helsinki, Finland. We help content creators to get more bang for their communications buck by 1. providing them with intuitive, easy-to-understand actionable analytics 2. demystifying how articles serve the audience based on real human feedback. With great content our 90+ customers either drive sales (lead generation through content marketing) or reduce their customer service costs with content that helps their customers find the answers to their problems on their own.

Frontend-konsulenter og frilansere unite! Dette er oppstarten av nisje-konsulenthuset utelukkende for frontend-utviklere. Her skal frontend teknologi rendyrkes og styre fagmiljøet! Alle konsulenter er spesialister på ett eller flere JavaScript-rammeverk blandt React.js, Vue.js eller Angular, i tillegg til å ha sterk kompetanse på vanilla JavaScript, TypeScript, HTML, SCSS/LESS, web design, responsivt design. Du får sjansen til å være med fra starten av; være medeier. Du får være med å forme selskapet, styrke fag-miljøet, velge nye kolleger, ta del i noe eget, sette kursen! Etter å ha lest dette så er det typisk to måter å reagere på; "Tja.., det høres interessant ut, men jeg vil nødig bytte kantine med den jeg har i dag...", eller "Ja! Dette høres spennede ut. Jeg vil vite mer!". Jeg vil bare snakke med den siste av dere. Helt uforpliktende selvfølgelig.

Earthina is innovative platform for sustainable tourism. It help people to be more responsible with their travel and their side effect on CO2 emission. In earthina people Book hotel and at no extra cost help to plant a tree with sustainable standards around the world. They also have a chance to use their flight mileage to plant trees

Mobile games developer and publisher. We want to create new and innovative hybrid free-to-play mobile games for a carefully chosen target group of players. Define financially lucrative target groups. Find game genre and core loop that works with target audience. Add innovation, create new hybrid games. Execute with super-experienced team.

ScandiPost is a Copenhagen based last mile startup with strong focus on sustainable solutions. Our mission is to make same-day deliveries eco-friendly. How do we do that? It's simple - We don't do home deliveries and we deliver by electric cargo bikes and cars. We deliver only to pick up points. One-package-per-stop deliveries have a huge impact on the environment. Lets change that.

HealthTalk er en uavhengig nyhetskanal for helse i Norge. Vi dekker helserelaterte nyheter innen bl.a. økonomi, politikk, medisin, medtech, forskning og personalia. Vi har også en debatt- og kronikkseksjon. Vi er en redaktørstyrt, uavhengig nettavis med nyheter, analyser og debatt om helsebransjen. Vi lager og distribuerer kritisk, seriøs og informativ journalistikk i tråd med den frie pressens idealer.