GrowthBond is a Danish fintech startup funded by the UN that provides SME finance for online marketing assisted by certified experts. It is estimated that a staggering 450 million companies worldwide are unable to get a loan from the traditional banking system because they operate solely in cash, cannot prove their creditworthiness, do not have collateral, or are unable to demonstrate a market opportunity. It is extremely hard for traditional banks to serve these small businesses when it is nearly impossible to evaluate the risk/opportunity and offer them small loans with low margins, compared to larger loans for big companies with high margins and less risk. That’s why we built GrowthBond, a platform designed to automate the credit assessment process for small business owners, which cuts waiting times by weeks, reduces loan operating costs, slashes minimum loans from thousands to hundreds of dollars, and enables real-time tracking of the deployment and financial return of the funds.