The price of you mortgage should reflect your risk - not your capability to negotiate. Clinsj offer negotiating as a service. The mortgage market is asymmetric in terms of information and it can be very challenging for regular customers to navigate between the different offers. 3 out 4 mortgage holders have never negotiated their interest rate and terms after financing, and therefor get penalized for their loyalty. As an individual customer you have little negotiation power with your bank, but with professionals negotiating on behalf of a group of similar customers you do. Clinsj is a startup fin-tech company that aims to help mortgage holders achieve better terms by negotiating on the customers behalf on a continuous basis. If the customers existing bank is not willing to meet market price, Clinsj will move the customer to bank with more appetite that offer market terms. As long as the customer is member on the platform, Clinsj will continuously monitor the market and negotiate when possible. Clinsj is independent and as such take no commissions from the banks. The customer only pay a subscription fee for a 12 month period after receiving value, either by a better rate from their existing bank or a new offer from a competitor. if new value is added in that period the subscription renews. The founders of Clinsj have extensive competence within the banking industry after years of holding different management positions in international banks. The pricing mechanism in mortgages show that there is a market to be met. We believe that "negotiation as a service" is a growing market that can be applied to many consumer products and seek to develop the concept as we grow.

A growing number of natural disasters led to a 2000% increase in climate insurance claims since the 1970s, reaching $630b worldwide in the 2010s. Continued acceleration will lead climate insurance systems to collapse unless prevention is implemented.  Mitigrate is a InsurTech SaaS startup generating fully automated analyses leading to prioritised preventive measures for reducing climate damages on real estate, starting with flooding. Thanks to high-resolution satellite images, our map-based AI models, and optimization algorithms predict how 50+ climate-positive prevention measures can be implemented to reduce risk. Business value stems from reducing risks on individual assets and prioritizing preventive measures within large portfolios of commercial & residential real estate. Since 01/01/23, the EU Taxonomy has made prevention mandatory for insurers throughout Europe. 

Numus is developing a fintech platform to help banks and other financial institutions solve their problem of including and engaging new generation customers with the use of benchmarking and gamification. Numus is a personal finance and wealth management platform that aims to build trust and loyalty between Banks and their customers by providing tailored services and products to end-users and increase their engagement on their financial decisions.

We are a software company that has developed a Data Protection platform that simplifies and streamlines retailers' delivery of services to their customers. Our SaaS service is delivered to dealers via our innovative cloud platform. Our vision is to simplify all delivery of services, but in the launch version our main focus is services in data protection. The team behind ZaveIT has many years of experience in IT and data protection in various roles and industries. It is this experience and competence that underlies ZaveIT.

Favuseal is a Norwegian technology company that has developed an ultra-thin passive fire protection technology. The proprietary technology is the foundation for derived products in the form of easy-to-use wrap-on solutions in order to provide unprecedented level of fire protection to safeguard human lives and commercial assets. The Favuseal technology was included into NORSOK in 2019, and is now getting attention on a global scale from Tier 1 asset owners. The core of the business is revolving around the ultra-thin TOTAL DESIGN INTEGRITY concepts "Powered by Favuseal" that has been developed for cables and pipework. An impressive Intellectual Property Rights database is supporting the commercial initiatives, and several Tier 1 partnerships are about to be signed. The IPR will provide ongoing inherent protection to licences and partners tapping into the value proposition of Favuseal. The company aims for the vision of "Introducing extreme ultra-thin passive fire protection Everywhere!". The company is currently in ramp-up state, and will invest into digital initiatives and human resources going forward. The company is currently experiencing a drive into use of the technology within green tech such as wind mills and hydrogen, and will actively continue to pursue such leads going forward. The company has developed 3 different platforms in 3 different segments where each platform can cater for ANY fire scenario attributable to the specific segment. No other company has the tech to do the same. The company will actively pursue value-added stakeholders going forward that can help to contribute to realising the potential of the various segments.

Founded by Theresa Harmanen and Claudia Menger in 2018, Sanga Yoga is your home for yoga for pregnancy, postpartum and fertility. Sanga Yoga was born out of our need for community and finding a more therapeutic, feminine approach to yoga for major transitions and changes in life, such as pregnancy and postpartum, as well as parenthood and fertility. We turned that need into local studio yoga classes in and around Oslo, as well as private sessions and workshops, and are now also creating an online space for these practices.

Healthy EATS is a healthy fast food start-up. Using innovative technology, the company will make healthy eating easier and more available for the Norwegian population. Their unique concept is built on efficiency, quality, and sustainability. The dishes are produced in cooperation with award-winning chefs and are sold to the customers through unmanned pick-up stations. While there are a lot of different providers of fast-food in Norway, finding a healthy fast-food alternative is harder than one should think. Especially if you are interested in a healthy, fast and affordable meal, the alternatives are few, and you will often end up having to choose two of the three criterias (e.g. fast and affordable, but unhealthy). Healthy EATS is going to change the perception that healthy food cannot be both affordable and fast, by changing the way the food is distributed to the consumer - cutting all waiting time. This will be done by replacing the traditional fast-food restaurants with our high-tech, unmanned pick-up points. These pick-up points will be available all around the city and allow the customer to access the food instantly, paying through our mobile app or by credit card.

Become Legends is a esports team and brand and with headquarters in Norway. The team rapidly gained a foothold in the Fortnite scene and has built a stellar reputation after having participated in the Fortnite World Cup 2019 and placing 12th with Pontus 'Tchub' Bucht and securing $150,000. The team features players from Norway, Sweden, Denmark, Finland and the UK and are one of the top global contenders in Fortnite when it comes to both competitive and branding. The team consistently ranks as a top team in 2020, ranking between #1 and #3 in Europe according to Gamepedia Fortnite Power Rankings. Our vision is to be a Norwegian and Nordic esports and lifestyle brand that is exported globally, by having a continuity of purpose (strive to be the very best) and be an esports brand and image with Nordic roots that young people asipre to be a part of. Become Legends has a series on TV 2 Sumo titled Drømmen om å bli Fortnite-stjerner. IN 2020 WE ARE 1. Maintaining a roster capable of competing at the highest level of competitive Fortnite globally 2. Creating high level content and hero stories with our team and players 3. Further develop the brand and image with Nordic roots that young people asipre to be a part of SOCIAL MEDIA STATS - 500K followers (team + players, approx. 8.7% bi-weekly growth) - 2M video views + 8-20M impressions monthly - Main platforms are Twitter, Instagram, YouTube and Twitch REPUTABLE SPONSORS AND PARTNERSHIPS We are working with several non-competing sponsors currently with a roughly equal share of voice, and have references from the following: - Xplora - Seagate Technologies - Noblechairs - Acer Predator - TV2 Sumo REVENUE GENERATION - Sponsorships - Distribution Rights - Advertisements and Live Streams (YouTube / Twitch) - Tournament Winnings - Merchandise OUR MARKET / WHY FORTNITE As of June 2020 our data shows that Fortnite is growing and is a cultural phenomenon in it’s own genre, like Minecraft. From a competitive standpoint, Fortnite is the first successfull esports played on all available platforms (PC, mobile / tablet and console) and has between 500.000 and 1M players competing globally on a weekly basis. Almost all of the tournaments are ran and operated by Epic Games and they have no sponsors, meaning heavily commercially untapped currently to external brands. The teams and players own channels are the most efficient way to be seen in Fortnite. - 350 million players as of 6th June 2020 (up from 250M 20.03.2019) - 62,7% are between 18 og 34 - Around 29% of players of players are female - 70% of Fortnite players have made in-game purchases ($85 each average) - Most watched and streamed game on Twitch and YouTube 2018 & 2019 - High retention with fresh content and incentives from developer - 2020-2021 Competitive Roadmap announced - First esports successful on cross platform - Pure, commercially heavily underexposed and untapped - Average earnings in Europe for top 50 players is $80,265

VOED er en helt ny sosial videoredigeringsapp som forenkler videoredigering på mobil. Ved å kombinere enkle og intuitive redigeringsverktøy, et unikt musikkbibliotek og en delt kamerarull-løsning for raskere deling av klipp i grupper skal vi ta opp kampen med de etablerte sosiale mediene ved å revolusjonere hvordan videoer deles. VOED er i dag et team på fire kamerater som sitter hos StartupLab Bergen for å jobbe med prosjektet. Vår MVP lanseres om kort tid etter to års arbeid. Hittil har vi hentet støtte fra Innovasjon Norge og Universitetet i Stavanger, kommet til nasjonal finale i Venture Cup, vunnet GründerHub-stipendet på kr. 50 000,- og deltatt på en rekke akseleratorprogram. Vi søker nå en CTO og co-founder til å bli med på eventyret. Er dette deg? Sjekk ut stillingsutlysningen under!

OsloWay is local company providing guided tours and experiences in Oslo. We focus on immersive and authentic experiences that reflect Oslo's history, culture, identity and lifestyle. Or as we like to say: We are here to share both our knowledge about the city and the real Oslo way of life! What is more, all tours and experiences are created with regards to having minimal impact on our environment. Besides using green transport such as e-scooters, kick bikes, public transport and our own feet, we co-operate with the best small local businesses and enthusiasts.

We are a company that is in the development of a new way of telling stories. We're creating a platform where it's possible to expand the narrative of a story from the main screen (e.g your TV) to a second screen, by using keyframe triggers and secondary screen content delivery. We're currently in a prototype aiming for MVP as the next step.

Comlight is a Norwegian company specializing in energy saving streetlight solutions and is a commercial technology provider on the international market. For Comlight, the question is how to solve the problem of pointless energy waste in fully illuminated roads at times when there is no traffic. The answer is the Motion Sensing Street Light Control System, an energy saving technology that illuminates only when and where it is actually needed, without compromising the safety. The system features a radar detector on each light pole that senses all activity that requires optimal lighting on the road or in the area. When movement is detected by the closest street light, the light turns on to a full 100 per cent, allowing full sight and turns down to 20 per cent for energy saving when no one is around. The system has been tested by the Norwegian Public Road Authority and is represented in thousands of light points across Europe. Comlight is constantly expanding through its distribution partners. The system suits roads/streets, parks, large industrial areas and residential areas. Comlight sells to commercial distributors and is continuously working to find distribution partners that match its environmental values and future plans.

We help restaurants increase sales with mobile ordering and payment solutions that exponentially increase ordering efficiency and reduce waiter-dependent ordering process.

Kicker-Ace enables new ways to train, play and compete within football, using modern technology to analyse physical achievements and performance  Kicker-Ace calculates and evaluates speed, precision, combination of speed/precision and trajectory of football shots. The results are presented in an exciting gaming interface. The Kicker-Ace platform connects players all over the world and provides unique training, playing and competition features on the mobile device (smartphone, tablet or bracelet) take the worlds most widespread sport (football), more concrete the art of shooting ... Add new and exiting competition and gaming elements where physical achievements is combined with modern technology ...Provide the gaming and competition elements in a cool and exiting app ...connected to a cloud based platform that enables players all around the world to compete, play and train with each other Then you get Kicker-Ace

Vi er en privatlærerbedrift som tilbyr én-til-én-undervisning i realfag på videregående (matematikk, naturfag, fysikk, kjemi, biologi). Vi ønsker at elevene våre oppnår sine mål, samtidig som de blir flinkere til å studere selv og kan hjelpe andre elever. Alle våre lærere er NTNU-studenter med toppkarakterer fra videregående. De kan skole og de kan eksamen!Vi utvider teamet, og søker medarbeider innen markedsføring. Se stillingsannonsen vår for mer info!