Monio AS (org. nr. 913 978 617) er et heleid datterselskap av SpareBank 1 SR-Bank ASA (org. nr. 937 895 321). Monio AS formidler lån til små og mellomstore bedrifter og er regulert av Finanstilsynet med tillatelse til å drive virksomhet som betalingsforetak og er registrert som låneformidler. Som lånformidler er Monio ikke en part i låneavtalen mellom långiver og låntaker.

RESPINOR is a privately-owned medical device company, founded in Oslo, 2015. We have developed an objective measure of breathing for critically ill patients within intensive care. The technology provides precise, continuous and real-time information of diaphragm function, our main breathing muscle, to increase the quality of care and reducing costs. RESPINOR’s technology is the winner of Horizon 2020 both in phase I and II. We are addressing an unmet medical need because every breath counts.

Nordic Data Resources is a leading online data provider, well established in all the Nordic markets after a successful market launch in Q4 2015. We have run more than 1000 campaigns with 100 media agencies in our first 18 months, which generated revenue of € 0,5 million in 2016. We have a monthly run rate of more than € 100 k, which will increase significantly moving forward, particularly when we have globally launched our data. 1) PRODUCT We have developed a scalable, full-reach consumer classification online audience data suite, available for any programmatic platform and digital channel. We specialize in geo-targeting and consumer classification data to reach the entire population. Our data provide a unique way of targeting audiences in a safe and reliable way, available for both buy-side and sell-side, as well as data exchanges and DMPs. Please look at our video presenting the consumer classification audience data; https://vimeo.com/193398498. 2) REVENUE MODEL We distribute our data through programmatic trading platforms and data exchanges to advertisers/agencies (buy-side) and publishers (sell-side). Our revenue is driven by ad impressions using our data to target more effectively. We offer CPM based pricing model in the programmatic platforms, as well as a monthly fixed DMP agreement (recurring revenue model) 3) STRONG MARKET GROWTH / CUSTOMERS The data market is driven by the strong growth in the programmatic buying of ads on the internet, mobile, and soon TV. It’s the best-performing sector in the ad industry (40% growth in 2016). Our market is both the media buyer and the publishers; Agency customers / buy-side We have run more than 1000 campaigns with 100 agencies and all of the global media agency groups in the Nordic countries. See more about our Buy Side offering; http://nordicdataresources.com/agencies/ Publisher customers / sell side We launched our audiences in the Publisher market in Q1 and are now starting up with leading Nordic publishers, both broadcasters and online publishers. See more; http://nordicdataresources.com/publishers/ 4) GLOBAL PARTNERSHIPS We work closely with global players in the online data /programmatic advertising industry, who have established platforms, infrastructure, and customer bases, which helps us to scale our business. We have focused on this since we started and have many great partners like Oracle, MediaMath, Google, Experian, Adform, Semasio, InsightOne, Digital Element, and son. You can see more on http://nordicdataresources.com/platforms/ 5) SCALABLE BUSINESS MODEL Data is the new gold on the internet and represents a strong growth area, growing together with programmatic trading's 30-40% market share. It is predicted that programmatic buying and selling will soon and completely take over the ad market. We have built a global distribution from day one with the leading data exchanges and programmatic trading platforms, so we have a very scalable business and revenue model. We have successfully launched our data in the Nordic markets and are now launched in Germany. Nordic Data Resources has an international "Go to Market" strategy where we plan to globally launch our data in the next 3-9 months. We are able to do this since we have a global audience data set and distribution partners, the key job is to make trading desks and media agencies aware of the existence and great value. As soon as they have tested the data, they can measure their performance, which drives the use of more data. 6) EXPERIENCED  FOUNDER/MANAGEMENT TEAM We are a founding team of 19 internet veterans, and all of us have long internet and online advertising experience. See http://nordicdataresources.com/about/ for the team overview. All in all, the founding team has a total of 150 years of Internet/advertising/data background;

AURA Biopharm AS was founded in 2016 by a team of scientists and drug developers with many years of experience in academia and major pharmaceutical companies and a proven track record of success in drug development. The emphasis of AURA is the development of novel and breakthrough therapies for unmet medical needs and orphan diseases and our slogan “A new opportunity for health” reflects AURA's mission to give a new opportunity to diseases in need of new and/or better therapies. The company operates virtually using a network of external collaborators (consultants, KOLs, CROs, CMOs etc).

Inspired by the sharing economy we're disrupting an old-fashioned industry, saving institutions in the health care sector immense amounts of money and time.uWork is Norway's 1st platform for on-demand healthcare staffing. Launched in May 2016, uWork has already partnered up with more than 50 healthcare institutions in souther Norway, and we're expanding rapidly. Our talent pool of pre-screened healthcare specialists now consists of more than 150 uWorkers, with more signing up every single day.

Cloud Insurance is a seamless and user-friendly SaaS solution made by insurance experts for insurance companies, MGAs, agents, and brokers since 2016. Founded by ambitious minds. While studying together, our founders observed various complications in the insurance industry. Being two ambitious and tech-savvy students, they decided to help and challenged the status quo. After many sleepless nights, they launched the first version of a SaaS product to serve our first client. Partner – not a vendor. Our international team consists of techies, ex-consultants, and heavy hitters from the finance and insurance industries. We know everything about your daily operations, and we're determined to make them more productive and cost-efficient. We aren't a vendor but a partner who works to help you act faster and innovate easier. And we have lots of templates in place so that the process will take weeks, not years or months. Customer-first company. We're finalists of many insurtech competitions, but this is not as important as the great feedback we get from our clients. Thanks to our platform, on average, we see up to a 50% decrease in time-to-market and a 40% increase in revenue. While many of our competitors are just announcing innovative features, our clients have been using them for a while.

We help rental services get ready for the future The development is clear – We need to make better use of our resources. We need a more circular economy where products are reused by more people and have a longer lifetime. In this picture, renting and subscription of products and services plays an important role. Sharefox has developed a technology platform that enables new models for both startups and established businesses. We are a passionate and highly skilled team of about 12 persons in Oslo, and 10 developers working remotely. In March 2022 we secured 23 million NOK in funding, and will use this money to scale the company further, including going internationally. You can currently find us at Vollebekk Fabrikker in Oslo, but will move to an other place in Oslo in the autumn of 2022.

Bueno is a single-source solution platform for property owners initially targeting people who owns property abroad. Bueno makes it easy for people to manage their property by combining financial services with innovative solutions and cost savings. Our initial market is Spain where 2 million foreigners own property. These are underserved by traditional banks and they pay too much for banking. The problems is not unique for Spain, banking in the South of Europe is years behind Scandinavia which means Bueno are addressing a massive market. Q1 2022 we launched in Spain as the first B2C real bank challenger with accounts hosted on the local banking network, Iberpay. This means we have full support for local direct debit payments, required to own and manage a property in Spain. We have a financial partner ready for France and will solve the same problems in France when we launch there in Q3. In Q2 Bueno will launch property insurance in Spain working with one of the big traditional insurance companies but we will also partner with a 100% digital challenger to offer 100% online insurance. We launched Bueno because of our own experience, and our friends experience with Spanish banks. Banking should not be this bad in 2022.

50% of the population will encounter mental illness, but 65% leave treatment without results. We're here to change that. Mindcare develops Konfidens – the worlds first holistic mental healthcare platform designed to improve the effectiveness of psychological treatment. Our SaaS platform for psychologists combines the basic tools needed to administer a private practice, with novel research-based treatment instruments. Right now we are working on a module for psychometric symptom analysis based on clinical research, an algorithm matching patient and therapist based on empirical treatment data and a suite of tools to aid the therapists professional development. We are an ambitious team of psychology specialists, business developers and an advisory board with industry specialists. You can take a look at our team here: https://www.konfidens.no/team. Mindcare is backed by Innovation Norway, Aleap and several private investors. We are now hiring our first team members. We're looking for two talented developers to join our company as co-founders and help build the organization and product. Is this you or someone you know? Get in touch!

Snapbooks is the digital accountant that keep companies accounts updated everyday. Open the app, take picture of receipt and after minutes the books are updated. Everything for a fixed monthly fee and everything available on the phone. We mean that the accounting service does not have to be expensive and you can still have full controll even you don´t do the accounts yourself. We will continuously try to push the price down by automating more and more of the accounting work inhouse. We want Snapbooks to be a tool that companies can use to run their business better and to have better chances for success.

Matfra.no is a digital marketplace for local food, that makes farmers and their products available directly for consumers. Our mission is to make local food available for everyone, everywhere, while increasing the margins of small scale food producers.

At Fornix, we aim to improve the quality of mental health across the globe by making treatments safer, controllable, more efficient, and widely available to everyone. Utilizing the strengths of XR technology we develop these tools together with mental health experts and hospitals/polyclinics. We consist of a strong and diverse team made up of engineers, psychologists, designers, animators, and more. If you are interested in learning more you can visit our site at: https://fornixvr.com Or reach out to us directly via: hello@fornixvr.com

Cosgear was founded in 2018 with the goal of developing costume technology to become a world-leading brand in the cosplay market. So far, we have launched an autonomous electric tail and a magnetic headband for use in cosplay. We have delivered 2,500 products to over 20 countries, and have taken a commanding position in cosplay tech. Day to day, the company operates with strong systematic process management, and works in 4-6 week focused sprints. We have since the beginning developed a clear corporate culture, and are generous with both each other and our customers. Ideas flow freely and we are always open to creative suggestions and initiatives. We believe that trust in each employee's competence builds good companies, and we do not intervene unless we see that the goals we have set together are not achieved.

Dutycast - Google for Trade Compliance and Intelligence Trade is the engine for growth and central to ending poverty (SDG17.11). It is one the top 5 concern for businesses to navigate the complex and constantly changing in regulations, customs, taxes and tariff. Dutycast provides one-stop-shop digital, self-service tools for trade compliance and advisory using AI/ML. We target e-commerce industry $604bn, helping e-commerce companies to increase international sale with price transparency for consumers. Our mission is enable growth for all, supporting UN' sustainable development goal 17.11.

Fraxx Interactive AS er en norsk edtech startup etablert i 2019. Bedriften har i 2020 lansert direct-to-consumer plattformen Fraxx.no - et videobasert digitalt kursunivers som gjør det mulig å lære fra de mest anerkjente ekspertene innen underholdning, livsstil og sport i Norge og på sikt i resten av Skandinavia. I november 2020 lanserte de sine første kurs med noen av de beste innen sine felt: Bent Stiansen, Anders Aukland, Halvor Bakke og Fæbrik-gjengen. Fraxx ønsker å gi tilgang til kunnskapen disse ekspertene har gjennom en læringsplattform som gir engasjerende og underholdende innhold av høy kvalitet – og som er lette å lære fra. Målet til Fraxx er å gi flere mennesker tilgang og fleksibiliteten til å lære akkurat hvor og når det passer dem. I en hektisk hverdag blir det enda viktigere å ta vare på og utvikle egne interesser, og dette ønsker Fraxx å bidra med.