You are more likely to get divorced than change your bank. The banks use this knowledge to charge loyal customers more - a penalty for loyalty. We fight that by syndicating loan customers and negotiating on their behalf with their bank. If they dont get a fair deal where they are, we help all get a fair deal elsewhere.

Empowering coffee farmers and roasters to connect and improve coffee. Problem: Coffee farmers are the first hands in the supply chain, but also the ones that get paid the least. Coffee farmers are the most exposed, as with the changing environmental and financial climate, they hold the greatest risk of all: to not be able to sell their crop. At Tropiq we educate farmers on how to increase their overall quality. We also commit to buying a big part of their most prised coffees and bring them to market. In other words, we take pride in pre-committing to our suppliers/farmers each season so that they don't suffer any major losses. This commitment is not only financially driven, it's meant to give farmers the freedom to focus on quality and having a social impact.

Taking charge of your physical and mental health can be intimidating, but you can make the journey easier with Filler bite's peeep bite – a tasty, healthy chocolate bite endorsed by medical doctors and formulated with clinically-studied vitamins and nutrients to support your mental well-being. Our chocolate bites are inspired by a personal story of strength and survival that gives us the courage to continue our mission. Every bite is made to help you stay balanced, energized, and healthy - so you can focus on the important things in life.

Spect8 is a norwegian tech startup with a mission to help sports organizations, pro-athletes and sponsors that don’t have enough time, capacity, or the necessary skills to reach their potential in growing fan engagement and commercial value. Due to the power of association among consumers, brands allocate an increasing amount of their advertising budgets towards sports teams and athletes. To measure the value of a sponsorship, sponsors rely on manual measurements and expensive consulting services. At the same time, athletes, clubs, and federations are left with few resources to decide what their commercial value is, and often forfeit revenue (and funding for their sport) by underselling their commercial value. To solve this problem, we have developed a tool called Foqus. Foqus is an easy-to-use machine learning tool created for sports teams and individual athletes to determine their commercial value for sponsorships, and for brands to manage and measure multiple agreements. We are currently working with Norsk Toppfotball, sports associations, clubs and and several brands, and are off to a good start to reach our goal of creating a new industry standard for how sponsorship value is created, measured, and driven. The existing team consists of three business developers with expertise in strategy, marketing, sponsorship, data and analysis. In addition, we have associated development teams with both front-end, back-end and database expertise. We have recently become a part of StartupLab's Accelerator program, are supported by Innovation Norway and have ambitions to scale our business both nationally and internationally in the coming years. We therefore wish to expand our team with a skilled developer who also wants to make a professional career as an entrepreneur. The CTO will have the overall responsibility for the further development and scaling of our core product, Foqus, as well as the development of new tools and concepts going forward.

Layn has developed a mobile-based digital queueing system that enables businesses to increase customer satisfaction by adding a mobile platform to the customer journey. People hate standing in line in stores, at amusement park attractions, electrical charging points, hospitals, and restaurants. The list goes on. By using Layn, the customer can wait for the service where they want, postpone a ticket, use a Fastlane, VIP ticket, or Future ticket to get to the service they need as fast as possible. Layn has developed a cloud platform that lets businesses use whatever hardware they would like to solve their use case. The platform is flexible and extremely adaptable. There are cases with pure mobile to mobile operations, but there are also cases with touchscreen and digital signage solutions delivered by our partners. For some customers, we integrate the solution with access gates and existing operational systems to get the desired customer journey. Users can either get a paper ticket or use their mobile device to get an electronic ticket. We spend all our time developing a solution that is as intuitive, easy, and smart to use as possible. We aim at reducing the relative time felt waiting. In 2019 the two founders took a family trip to Paris to visit the Eiffel tower. After spending 2 hours in line to get through security and pay for their tickets, they had to go back at the end of the line again to wait for the rest of the family members. Like most people, they hate standing in line. They wanted to create a solution where they instead of physically having to stand in line rather could sit down and have a drink while waiting for their turn in the "digital line". After that, the number of use-cases has just exploded.

Matfra.no is a digital marketplace for local food, that makes farmers and their products available directly for consumers. Our mission is to make local food available for everyone, everywhere, while increasing the margins of small scale food producers.

50 til 100 er et nytt nettverk hvor vi mobiliserer kompetente og erfarne mennesker alderen 50 år og oppover, til å styrke bedrifter i tidlig fase. Vi har møteplasser hvor modne personer treffer oppstartsbedrifter, og går inn i tettere samarbeid med dem. Alt fra styreplasser og mentorer til rådgivere eller å bli ansatt i en ny bedrift. Vi bruker tilgjengelig erfaring til å skape og styrke fremtidens arbeidsplasser og næringsliv. Gruppen utgjør i våre øyne tidenes mest kompetent og hurtigst voksende befolkningsdel med uutnyttet potensiale. For veldig mange oppstartsbedrifter er det en stor styrke å kunne knytte til seg erfaring, nettverk og kompetanse som de ikke har internt. Vi legger også vekt på at bedriftene i stor grad har ønsker om å løse samfunnsproblemer, i kombinasjon med å tjene penger. 50 til 100 jobber mot vanlige bedrifter (for-profit), sosialt entreprenørskap, non-profits, og organisasjoner. Vi samarbeider også med større virksomheter (private og offentlige) hvor det er 50 plussere som har skaperglede.

The innovation ecosystem plays a crucial role in the success of startups, but these ecosystems are facing operational and strategic obstacles that limit their potential. The operational difficulties include an inability to effectively support startups leading to high failure rates, low engagement from startups, and resource-intensive reporting processes. On the strategic front, innovation ecosystems face intense competition and struggle to scale their efforts and establish sustainable business models, which often rely heavily on government funding. These challenges impact a wide range of players in the ecosystem, including incubators, accelerators, universities, and enterprise innovation departments. Addressing these challenges can lead to a thriving startup ecosystem, boosting economic growth and driving progress. By investing in the solution of these significant problems, the innovation ecosystem has the potential to unleash its full potential and drive positive change.

Security Culture as a Service. People are the weakest link in the online security threat model of any organization. We are working to solve this problem by creating a gamified security culture of continuous learning and tracking of resistance to social engineering attacks like phishing.

Nashfolk AS is a growing tech company that pursues the development of a platform to give home buyers the best experience in the bidding process. We have been partnered with Innovation Norway and are seeking more innovative inspirations as this drives the activities among Nashfolk team members. We are a group of business experts and entrepreneurs who have partnered together to develop the product that gives a revolutionary solution to the Norwegian home buyers

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Innomag og Innovasjonsmagasinet er Norges ledende uavhengige nettavis og nyhetsmagasin om innovasjon. Med over 25,000 lesere har vi siden 2012 vært det foretrukne møtestedet for endringsagenter på jakt etter inspirasjon, innovasjon og innsikt. Vi er også et stolt medlem av den norske redaktørforeningen.

𝘀𝗽𝗿𝗼𝘃𝗲 (powered by goscore) is a solvency verification service that helps: - landlords find a great tenant, - tenants stand out among many other tenants to get a great rental offer. 𝗧𝗵𝗲 𝗺𝗮𝗶𝗻 𝗳𝗲𝗮𝗿𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀 𝗼𝗳 𝗹𝗮𝗻𝗱𝗹𝗼𝗿𝗱𝘀: - 40% overdue rent payments; - 30% money loss; - 49% don't use their landlords' rights. 𝗪𝗵𝗮𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗹𝗮𝗻𝗱𝗹𝗼𝗿𝗱𝘀 𝗴𝗲𝘁 𝗯𝘆 𝗰𝗵𝗲𝗰𝗸𝗶𝗻𝗴 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝘁𝗲𝗻𝗮𝗻𝘁𝘀 𝘄𝗶𝘁𝗵 𝘀𝗽𝗿𝗼𝘃𝗲: - better and cheaper than ordinary credit checks; - choose only tenants with ability to pay; - see a list of potential tenants for all your rental ads in one place; - reduce the number of troubled tenants; - protect yourself from damage and eviction problems with your tenant. 𝟱 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗱𝗶𝘀𝘁𝗶𝗻𝗴𝘂𝗶𝘀𝗵 𝘀𝗽𝗿𝗼𝘃𝗲 𝗳𝗿𝗼𝗺 𝗼𝗿𝗱𝗶𝗻𝗮𝗿𝘆 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗵𝗲𝗰𝗸: 𝟭) 𝘀𝗽𝗿𝗼𝘃𝗲 𝘃𝗲𝗿𝗶𝗳𝗶𝗲𝘀 𝘀𝗮𝗹𝗮𝗿𝘆 𝗮𝗻𝗱 𝗶𝗻𝗰𝗼𝗺𝗲 𝗱𝗮𝘁𝗮 𝗶𝗻 𝗿𝗲𝗮𝗹 𝘁𝗶𝗺𝗲, while an ordinary credit check shows data from the last year (or even the year before last). We understand that landlords want to see the current financial situation of the tenant, rather than last year. That's why we provide more relevant and accurate information. 𝟮) 𝘀𝗽𝗿𝗼𝘃𝗲 𝗮𝗻𝗮𝗹𝘆𝘇𝗲𝘀 𝘁𝗵𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗮𝗺𝗼𝘂𝗻𝘁 𝗮𝗻𝗱 𝗿𝗲𝗴𝘂𝗹𝗮𝗿𝗶𝘁𝘆 𝗼𝗳 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 for each tenant. This ensures that the tenant has a good rental history (if exists) at the moment. 𝟯) 𝗙𝗼𝗿 𝘀𝗽𝗿𝗼𝘃𝗲, 𝘁𝗲𝗻𝗮𝗻𝘁'𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗮𝘁𝗮 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗶𝘀 𝗽𝗿𝗶𝗼𝗿𝗶𝘁𝘆 №𝟭. That's why we provide only the result of the verification to the landlord: whether a potential tenant fits the criteria for a rental ad or not. We don't share any piece of financial sensitive information. 𝟰) 𝘀𝗽𝗿𝗼𝘃𝗲 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗲𝗮𝘀𝘆-𝘁𝗼-𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗿𝗲𝘀𝘂𝗹𝘁𝘀, and not just a credit score. We understand that landlords only want to know the answer: yes or no. They don't want to understand the credit scale and think which credit score is good, which is not, and how this correlates with the tenant's ability to pay. 𝟱) 𝗔𝗹𝗹 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗰𝗲. sprove provides not only the result but also a service where landlords can see the list of potential tenants for all their rental ads in one place. 𝘀𝗽𝗿𝗼𝘃𝗲.𝗺𝗲 - 𝘁𝗿𝘆 𝘀𝗽𝗿𝗼𝘃𝗲 𝘁𝗼𝗱𝗮𝘆! 𝗜𝘁'𝘀 𝘀𝗮𝗳𝗲.

Kaukus er et oppstartselskap som leverer programvare for administrasjon av politiske møter i kommunesektoren. Vi forenkler og automatiserer politiske møter i kommunesektoren slik at møtesekretærer frigjør tid til andre oppgaver og får bedre praktiske løsninger. Samtidig vil de politiske representanters hverdag effektiviseres.

XTEND will develop three XR applications for Sunnaas hospital. More info: https://xrinhealthcare.com/ and http://xtend.as We design and build applications for mobile devices. Our approach combines a mix of innovation strategy, UI/UX design, and well-crafted software. Our combined experience, expertise and commitment to excellence enables our team to create solutions that some clients initially believed were never possible. XTEND is comprised of a variety of communication specialists, interaction designers and software developers; who all have a passion for what we do: designing and developing functional, efficient, effective and enjoyable-to-use applications.