You are more likely to get divorced than change your bank. The banks use this knowledge to charge loyal customers more - a penalty for loyalty. We fight that by syndicating loan customers and negotiating on their behalf with their bank. If they dont get a fair deal where they are, we help all get a fair deal elsewhere.

SOCIAL ENTREPRENEUR IN INFORMATION TECHNOLOGY For us at DAXAP is to create sustainable solutions on societal challenges a responsibility and an opportunity. We have 2 app in the market Kiddy-app is a collaboration and communication app for institutions with children where multilingualism is a need. Frivi-app makes it easy to organize groups, events, bookings, communication and collaboration whether in a company, a voluntary organization or a small group.

Fremby is a software company delivering data-driven insight for an emission free construction industry. Fremby connects and shares data from construction machines and provides seamless overview of operational data through our Fremby platform. With Fremby, CO2 reduction and contract management in complex projects is made simple and time saving. Fremby enables easy, accessible and standardized environmental reporting, efficiency and operational optimization, energy planning and more.

Startup Extreme was created by passionated founders in 2015, with the goal of showcasing the Norwegian startup scene to the world. Seven years on, Norway has a rapidly growing startup ecosystem, Increased international interest, and three new unicorns in 2021 alone. So we feel that it is now time for Startup Extreme to also evolve and work towards something bigger – a new mission: To help build a more connected startup ecosystem. We believe that true connections don’t happen in office meeting rooms, on video calls, or at traditional events and conferences; but when people are put in situations that allow them to be real, authentic, and a little outside of their comfort zones. So what better arena to meet upcoming startup founders, eager investors, and curious corporations, who all share a passion for the startup ecosystem? ‍ We are all about the startup community and developing bonds that go deep — natural connections that are almost spiritual. Essentially we — being a startup ourselves — build events that we’d love to attend.

Smartsky AS is a young, innovative and exciting tech start-up invested in the technological development of smart cities and communities. Since our establishment in 2020, we have achieved great results in a short time, securing various projects and funding. To date, we are 8 team members working in close collaboration with our Norwegian and Finnish tech partners actively developing tech solutions for smart cities.

The price of you mortgage should reflect your risk - not your capability to negotiate. Clinsj offer negotiating as a service. The mortgage market is asymmetric in terms of information and it can be very challenging for regular customers to navigate between the different offers. 3 out 4 mortgage holders have never negotiated their interest rate and terms after financing, and therefor get penalized for their loyalty. As an individual customer you have little negotiation power with your bank, but with professionals negotiating on behalf of a group of similar customers you do. Clinsj is a startup fin-tech company that aims to help mortgage holders achieve better terms by negotiating on the customers behalf on a continuous basis. If the customers existing bank is not willing to meet market price, Clinsj will move the customer to bank with more appetite that offer market terms. As long as the customer is member on the platform, Clinsj will continuously monitor the market and negotiate when possible. Clinsj is independent and as such take no commissions from the banks. The customer only pay a subscription fee for a 12 month period after receiving value, either by a better rate from their existing bank or a new offer from a competitor. if new value is added in that period the subscription renews. The founders of Clinsj have extensive competence within the banking industry after years of holding different management positions in international banks. The pricing mechanism in mortgages show that there is a market to be met. We believe that "negotiation as a service" is a growing market that can be applied to many consumer products and seek to develop the concept as we grow.

A boundless Music Metaverse with NFT Trading - The artistic condensation of the digital music world can be fixed by NFT and Token, which not only enables traditional music creators to meet the needs of circulation, revenue and reputation from the society, but also opens up users the access to Web3 music Metaverse. We launched Wave to allow music creators to reach end consumers through the NFTization of music assets, and to connect music works with chaotic copyrights in the physical world to the fresh Web3 music metaverse.

Snapbooks is the digital accountant that keep companies accounts updated everyday. Open the app, take picture of receipt and after minutes the books are updated. Everything for a fixed monthly fee and everything available on the phone. We mean that the accounting service does not have to be expensive and you can still have full controll even you don´t do the accounts yourself. We will continuously try to push the price down by automating more and more of the accounting work inhouse. We want Snapbooks to be a tool that companies can use to run their business better and to have better chances for success.

Matfra.no is a digital marketplace for local food, that makes farmers and their products available directly for consumers. Our mission is to make local food available for everyone, everywhere, while increasing the margins of small scale food producers.

I Siffer jobber vi hardt for å levere revolusjonerende teknologi til regnskapsførere. Siden stiftelse i 2019 har vi sammen med regnskapsbyråer laget og lansert vårt regnskapssystem. Disse byråene er i dag våre partnere. I 2021 ble flere byråer med på eiersiden, og det har gitt oss muskler til å utfordre det etablerte!

Our goal is to become the go-to-place for people in need of electrical services by providing the easiest and safest way to get the job done. With SpotOn you order online, get a fixed price instantly and the job done by handpicked pros at a time that suits you. We're an in-house startup backed by one of Norway’s fastest growing companies; Elektroimportøren, a wholesaler of electrical equipment who disrupted their industry by selling directly to end consumers both online and in over 20 retail stores across Norway. Working as a startup and building on our parent company’s strengths and infrastructure has enabled us to scale fast and make our service available to over 70% of Norwegian households. The Problem Our research show that people feel stress just thinking about hiring an electrician and that many struggle to even get started. The main reason being that they don’t know who to contact and what it will cost them to get the job done. But they are also worried because of stories they hear of poor results or misleading prices leading to surprises when the invoice arrives. As a consequence they’ll ask friends or family for recommendations to avoid making the wrong choice. Lack of trust and clarity around pricing creates uncertainty and often leads people to postpone contacting an electrician until absolutely necessary. They learn to live with suboptimal solutions because getting the job done requires too much effort. And when they finally decided to hire an electrician they often experience the person not arriving at the agreed time, and without the necessary equipment to get the job done. The frustration reaches its boiling point when they then have to pay for the extra time needed to drive and pick up the equipment. Our Solution We have digitized the whole process of hiring an electrician, creating a seamless journey from need to end result and a superior booking experience that puts the customer in the driving seat. 01 Instant Fixed Price We’ve built a job-configurator with an inbuilt price calculator making it possible for customers to get a fixed price instantly by answering a few simple questions. This way our customers get’s a price in advance and no surprises when it’s time to pay. 02 Free Video Inspection In addition to our simple job-configurator our customers can book a free video inspection the next day. We’ve hired a team of electricians and built a digital inspection tool making it possible to create and send offers with a fixed price within 24 hours. 03 Handpicked Pros We’ve handpicked pros from Elektroimportøren’s already established network of contractors across the country. This way our customers don’t need to spend time finding a trustworthy electrician and can feel safe knowing the job will be done by qualified professionals. 04 When it Suits You We’ve built a scheduling system from scratch that allows our customers to choose when they want the job done. They simply pick a time and date in our digital calendar and the job is automatically delegated to one of our electricians in the area. 05 Efficient installation We’ve utilised the retail stores across the country to streamline logistics and make installations efficient. We pack and send the electrical equipment in advance so the electricians have all they need, removing unnecessary time spent driving and picking up equipment. 06 Industry-leading Guaranty All our customer are given the opportunity to evaluate their experience after the job is done. If the result is not as promised we fix it free of cost. Our customers can feel safe knowing we take full responsibility with our industry-leading SpotOnGuaranty. 07 Simple Payment When the job is done and the customers are happy they get to choose how they want to pay. Using Klarna we provide our customer with flexibility and the opportunity to either pay now with card, or later with invoice or instalments.

Eka Consulting Services AS is a Norwegian startup into IT consulting offering project management, SAP Consulting and Mobile App development services. Eka has created an Agri B2B & B2C app named Smart Farmz, and will be spinning it into a separate entity. Smart Farmz will be an Agri-Tech start up aimed at providing digital solutions to Farmers. Smart Farmz has created farm management solution, and market place solution for farmers to sell their crops, sell or rent out machinery, sell or lease our their lands. Smart Farmz aims to disrupt, supply chain, financials & contracts within Agri sectors using smart contracts. We are working towards providing omnichannel digital solutions to Farmers, their customers & their suppliers. A working smartfarmz B2C App is already available in google store.

Orixe solves the problem of counterfeit parts (pirate products) and supply chain uncertainty across multiple industries. This problem with counterfeit parts and false certificates is especially prevalent in the aerospace, automotive and electronics industry, but can be said to be a cross-industry problem. Counterfeit parts create problems for producers such as faulty products (as seen in the cases Fake medical masks, Samsung Galaxy Note 7, or the Takata airbags), but also that goods do not adhere to regulations such as REACH and RoHS or comply with quality requirements. Companies risk severe financial damage such as: - loss in sales, - not meeting quality standards, - lawsuits and - lost reputation. The Orixe Platform has been developed in close cooperation with out pilot customer within the defense- and aerospace industry to solve the cross-industry problem of counterfeit parts. Orixe ensures integrity and transparency by tracing components country of origin and their adherance to regulations, i.e REACH and RoHS. The solution is a new way of combining database and blockchain that effectively and securely tracks transactions between companies. This creates a secure image of the supply chain which raises effectivity in quality- and supplier assurance. To make it easier for our customers to be sure of their suppliers quality standards and reduce time and effort spent on quality assurance, Orixe is also providing a solution that automates the process of auditing suppliers. Orixe is a company that is devoted to creating a more sustainable future. Many of the global challenges that we face today such as pollution, corruption and modern slavery are hidden i dark supply chains. By providing a solution that makes supply chains transparent we reduce the risk of unethical behavior within the supply chain, and help companies to fulfill the UN Sustainable Development Goals.

Naardic is an online gym. We focus on interactive classes - you see the trainer, but the trainer also sees you. Naardic is a fusion of fitness and tech. We are developing our own video conferencing system to get that next level user experience of online training. Our market is divided between private customers and corporate customers. The sale of private memberships started in august 2020 and corporate memberships started in November 2020. So far we have about 2000 paying members and grow very fast. Our corporate customers include some of the largest Norwegians companies like Tine, Crayon, Tryg, Schibsted ++. We have 20+ trainers working for us and about 15 live and interactive classes every day. Our trainers are regarded as the top fitness trainers in Norway.

Dutycast - Google for Trade Compliance and Intelligence Trade is the engine for growth and central to ending poverty (SDG17.11). It is one the top 5 concern for businesses to navigate the complex and constantly changing in regulations, customs, taxes and tariff. Dutycast provides one-stop-shop digital, self-service tools for trade compliance and advisory using AI/ML. We target e-commerce industry $604bn, helping e-commerce companies to increase international sale with price transparency for consumers. Our mission is enable growth for all, supporting UN' sustainable development goal 17.11.