The price of you mortgage should reflect your risk - not your capability to negotiate. Clinsj offer negotiating as a service. The mortgage market is asymmetric in terms of information and it can be very challenging for regular customers to navigate between the different offers. 3 out 4 mortgage holders have never negotiated their interest rate and terms after financing, and therefor get penalized for their loyalty. As an individual customer you have little negotiation power with your bank, but with professionals negotiating on behalf of a group of similar customers you do. Clinsj is a startup fin-tech company that aims to help mortgage holders achieve better terms by negotiating on the customers behalf on a continuous basis. If the customers existing bank is not willing to meet market price, Clinsj will move the customer to bank with more appetite that offer market terms. As long as the customer is member on the platform, Clinsj will continuously monitor the market and negotiate when possible. Clinsj is independent and as such take no commissions from the banks. The customer only pay a subscription fee for a 12 month period after receiving value, either by a better rate from their existing bank or a new offer from a competitor. if new value is added in that period the subscription renews. The founders of Clinsj have extensive competence within the banking industry after years of holding different management positions in international banks. The pricing mechanism in mortgages show that there is a market to be met. We believe that "negotiation as a service" is a growing market that can be applied to many consumer products and seek to develop the concept as we grow.

Camping, local experiences combined with sociality, sustainability and closeness to nature is a growing area. The Norwegian camping industry has however an old-fashioned reputation and is very ripe for development. The majority of Norwegian campsites are family businesses, with limited capacity and resources for business development. Topcamp is building a camping business chain, mainly by buying or incorporating existing campsites with untapped potential and modernizing, streamlining and to a much greater extent digitizing the business. The previous owners of sites most often become partners in the process. Topcamp combines traditional core values such as good hosting, high-quality facilities, a rich range of activities and experiences – with modern business operations, technological operation and management tools.

LessAdmin is an HR system for small businesses and startups. It offers an easy way to administer and get an overview of employees, leave and vacation planning and approval, onboarding and offboarding, notifications, upcoming birthdays and international bank holidays, benefits and more. It's developed in Norway with GDPR and privacy in mind.

We use a new technology for sealing ventilation duct from the inside. The technology was developed in the US in 1994, but didn't reach the European market until 2015. In 2016 ImL Aeroseal started up in Finland, and as of September 1st 2020 we are breaking into the Norwegian market. Our product solves the issues with the traditional sealing of ventilation ducts; using tape and acryllic sealant to try and plug the leaks. Instead we build up a pressure inside the system and inject a small particle gas that finds all the small leakages and seals them. Not only is it faster, but also alot more effective than the previous method, which in turn makes it much more financially beneficent. With a ventilation system that has little to no leakage you extend the life of the engines and maximize the output of the fans. In addition you get cleaner air in the serviced areas. I became a part of this startup because with my 15 years of experience in the ventilation industry I can truly see the advantages of this method to improve the effectiveness of the ventilation systems and enhance the indoor air quality.

Data Gumbo provides industry with a trusted transactional network to automate contract execution for tomorrow’s leaders through GumboNet™, a massively interconnected blockchain network. With integrated real-time capabilities that power smart contracts, our network reduces contract leakage, frees up working capital, enables real-time cash and financial management and delivers provenance with unprecedented speed, accuracy, visibility and transparency. Headquartered in Houston, Texas, Data Gumbo has a subsidiary office in Stavanger, Norway. For more information, visit www.datagumbo.com or follow on LinkedIn, @DataGumbo and Facebook.

Flexistore is a Norwegian tech startup which offers the first fully digital self storage solution in the region. Our customers can easily book their storage unit in our app and get immediate access with digital keys to our modern facilities in Oslo city centre. Through continuously updating our functions with innovative technology, we encourage more sharing, recycling and reuse of the things you do not use every day.

Folkvang Media er en del av Folkvang-gruppen. Vi fokuserer spesifikt på media, markedsføring, strategi og nettsider for tannklinikker i Norge. ​ Med erfaring fra tannhelse og drift av helsevirksomheter har vi sett store fordeler med å utvikle bransjespesifikk løsninger. Vi kjenner tannlegens hverdag og vet hva som kan gjøres (og ikke bør gjøres) innen markedsføring av tannhelse. ​ ​Vi holder oss kontinuerlig oppdatert på digitale trender, nyheter og generell utvikling innen bransjen. Det er sentralt for oss å ivareta bransjens integritet og NTFs etiske regelverk. Dette samtidig som vi gir vår kunder den mest optimale løsningen innen dental media. Dette sikrer klinikkene flere pasienter. Men aller viktigst: Det bygger omdømme, slik at klinikken beholder og tilfredsstiller dagens pasienter.

XTEND will develop three XR applications for Sunnaas hospital. More info: https://xrinhealthcare.com/ and http://xtend.as We design and build applications for mobile devices. Our approach combines a mix of innovation strategy, UI/UX design, and well-crafted software. Our combined experience, expertise and commitment to excellence enables our team to create solutions that some clients initially believed were never possible. XTEND is comprised of a variety of communication specialists, interaction designers and software developers; who all have a passion for what we do: designing and developing functional, efficient, effective and enjoyable-to-use applications.

IBA Norway is a non-profit organization working on accelerating and capacity building of small and medium sized businesses. In 2019 IBA Norway, together with IBA Ethiopia Center for Innovation; Ministry of Innovation & Technology, Ethiopia; African Union and Foreign Ministry of Norway via Royal Norwegian Embassy in Addis Ababa organised a very successful first pan-African Innovation Week, a platform to bridge the gap between innovation & investment so as to build the future leaders of Africa. AIW is determined to move Africa forward towards an inclusive & prosperous continent led by technology. 2nd edition of AIW is scheduled from 26.10 to 31.10 at the African Union HQ in Addis Ababa, Ethiopia

Rubato ble startet for å fremme norske artister. Siden oppstart har fokuset vært på å fremme ny, norsk musikk gjennom redaksjonelt innhold.Nå ønsker vi å gi artister en plattform å markedsføre seg på, samt legge til rette for at disse blir booket av aktører på en mer effektiv måte. Vi hjelper norske artister med å komme seg opp og frem, og vil digitalisere livesegmentet i musikkbransjen.

We are a small construction company with a lot of potential and with a lot of effort that have been done until now. We would like to have a good cash flow for now and to invest in real estate in the future. Our main focus it is to grow the capital and to produce as much as possible to build an empire.  We already have some plans and some future investement deals with good return so what it is missing it is only the money for now :)If someone want to go into the real estate then can contact me.

Cloudberry is an independent production house based in Oslo. We pride ourselves in  bringing artistic authenticity, innovative and high creative content in  service of its projects whether it be for music videos, commercials,  stop-motion or content for television.  Our diverse experiences in the audio-visual industry culminate in the project delivery excellence provided to clients. we are a friendly, and very open and welcoming team. Creativity and Freedom are our main values

Leading the field of grants finding service in Scandinavia, Fundraising.how help Nordic students win grants to study what and where they want. Considering that we started out in year 2014, we have developed fast into a top rated service within grants finding service provided by on-line reviews of which certainly most comes from students. Apart from this we serve as fundraisers for government institutions, privates and non-profits, and have raised money to finance several projects. My name is Soren. I founded Fundraising.how (www.fundraising.how) in 2014. Since then I have advised students, startups and international organisations including non-profits and private companies and helped scaling organisations and operations across the country and globally. A lot of my customers has benefited largely financially from my advisory with fundraising. It's encouraging to experience their success partly because of my efforts and connections.

Moods represents people who pave their own path, just like we have done over the last decade.We create moods and stories that inspire people to dare to do more. Gathering inspiration from creative environments when we design our clothes, we have worked side-by-side with some of the world’s top artists, dancers, painters and videographers, merging the discipline of fashion with art. We brought these people in-house under the name of Moods Collective, and gave them the freedom to create Moods.

Exponential Academy is setting out to provide relevant and affordable education to everyone.Our ambition is to deliver education that matches the true needs of the 21st century, making people better prepared for shifts in labor markets, opportunities for job creation, as well as structures that allow for gains and opportunities to be shared more equally, regardless of gender, age or origin.We are now creating strong partnerships with people and companies and are staring to rapidly grow.