Kollektivkraft is an innovative advisory service for the insurance holder, that for a low fee ensures correct and fair claims compensation for our customers through our digital platform and expert support. Just in our primary market Sweden, insurance takers yearly lose several hundred million euros in claims money that they are entitled to. This is due to complicated processes, lack of knowledge, lost documents, and an industry structure that disincentives payouts. These factors result in less payout for the insurance taker = greater profit for the insurance company. We help insurance takers to get the claims compensation that they are entitled to by (1) offering safe storage and organisation of all documents through our web app, before anything happens, and (2) when they have a claim, offering real life expert support from our experienced insurance experts. We are a passionate and diverse team with entrepreneur backgrounds and families, who are driven by the satisfaction and power in solving a common problem. We created Kollektivkraft because we’ve experienced the problem first hand: we had claims that we got external help with and ended up getting 10 times more in payout. All of us also have >20 years of work experience, meaning that we also have the grit, network, and determination needed to take us all the way to our goal.