Goscore - a fair human credit scoring company. We help banks to increase creditworthy customers by as much as 19% while reducing default rates by as much as 49%. Banks can not only see «can» consumers repay a loan, but «will» they do that. Unlike other credit reference agencies, who rely on outdated tax reports, we leverage up-to-date transactional data to build a real-time comprehensive financial profile. Like many Europeans, we have experienced that traditional credit scoring is unfair and does not consider you creditworthy, even if: - you are a successful entrepreneur, - a blogger with a million subscribers, - decide to get your first credit card, or - you moved from one country to another. So, goscore brings a new golden standard of fair human credit scoring for the EU.