Gårdskapital is a direct lending business and private debt fund that enables professional investors to invest in a portfolio of loans to farm businesses. We invest in farmers that implement changes and make investments which are aligned with a more sustainable food production. From the farmer (borrower) point of view we provide a complement to bank loans and other funding sources. In some cases we are a co-financier that steps in as a complement to bank loans. In other cases we are more of an alternative, for example to tenant farmers who face extra difficulties getting funding from traditional lenders. The core investment strategy is to fund investments which help the farmer reduce financial risk while supporting development goals such as increased carbon capture in soil, improved biodiversity and reduced nutrient run-off. Regenerative farming holds great potential to sequester atmospheric carbon, promote biodiversity, and produce healthy food. We aim to accelerate this regenerative transition by enabling farmers to realize their investments and improve their financial and environmental performance. From the investor (lender) point of view we manage an alternative investment fund. The goal of the fund(s) is to generate an attractive risk adjusted return that is stable, non-cyclical and decorrelated from major asset classes such as global equities.