We are a team of experts and entrepreneurs. We spent years in the financial industry and in the startup ecosystem of Europe. Through the years we have seen startups fail and succeed — and one determining factor of their fate has been repeatedly their access to capital. A good idea, a good team or the right timing are important determinant of the success rate, but if there is no fuel in the form of capital and cash flow, no matter how great the idea, the company will fail. Startups and companies often turn to angel investors, venture funds or accelerators to supply growth, however for this they would have to give up large chunks of ownership of their companies, chunks that could be worth a lot more with time. On the other hand, investors wouldn’t provide capital unless there is market validation in the form of paying customers. Applying for loans at commercial banks is tough. The application process takes months and approval rates are low. Personal guarantees, collaterals, securities, and additional fees apply. All these forms of financing don’t support the growth trajectory of an early business — they come with too many terms and conditions, restrictions and legal mumbo-jumbo. Our solution: Kvikk. With our network of investors, we raised a small fund that enables us to discover and fund promising early businesses — and work with them on the long term. With public and private data banks we built a machine learning based assessment algorythm that classifies businesses based on data retrieved through commercial, payment and analytics APIs.

InovoTech Consulting offers a wide range of consulting services with the necessary tools and expertise to help grow your business. We partner with our clients from start to finish, focusing on their needs while producing new ideas, developing effective strategies and designing high quality and scalable solutions. Contact us to learn more.

As a child I used to do chores at home and study hard to get some money from my parents when getting an A in school. Mobile phones today are amongst the first devices children get familiar with and how these devices are being used has caused worries amongst parents. There are many solutions to help parents control and limit childrens use of mobile phones. But what if we could incentivise the "good use" of mobile phone?? A digital wallet to which parents will top up childrens allowence and children will get the money in their digital wallets when they use educational applications in their phones. The parents decide for themselves how much they want to reward the children. Since this is basically a digital wallet, it can be used just like a regular bank account for children as well. The children can get a Visa card to use their money from, they can save, invest, shop, send, donate. The parents can send money to the children in addition to the scheduled amount. The children receive educational videos to learn about the economics and value of long-term savings. The built-in AI observes the children's habits and offers better tools to improve the focus of the children's educational journey. Parents can decide which new apps the kids can download and use to get more money. We have already thought of tens of several tools to strengthen the relationship between young people and parents and we welcome your feedback and new ideas to improve our solution. Parents can separately promote different apps for their children and reward use on their own terms. We have researched the idea of ​​hundreds of parents and all have shown great interest in such a solution. The solution has been developed, but we need support for FI's EMI license to be able to perform debit cards and also marketing help. We have been asked to participate in the next round of Sting's accelerator program in January.

Nordic Roasting Co. is a hand-crafted roastery with a strong focus on social-environmental responsible coffee. As first-movers within the Nordics to deliver a zero-waste coffee product, our newly acquired roastery in Amager is equipped with the newest, most modern equipment within the coffee roastery industry.

Our vision is to make a new generation of user interfaces. Our applications will be easy to use and at the same time we will produce truly unique features which have never been seen before . Our vision is to create the finest user interfaces for stylus pens in the world. Our problem is “How to enhance learning thoroughly?” Every educational scientist is solving this same problem. Based on the knowledge we have on human learning we are very keen to find out what possibilities technology has to offer? Can learning be quantified, analyzed and enhanced with machine learning? Also our daily observations show us that there are a lot of management tasks which take take time both from teachers and students and the focus moves from learning to management. Therefore we dare to present another problem we are chasing: “How digital technology can support learning in ways that it makes learning easier, more motivating, less-dependent of teacher´s presence and approval''. Our solution: The user interfaces created by Pisara Learning offer intuitive ways to learn through digital devices. Our concept for learning is called Puro. Puro is easy to approach and use. It has unique properties: - Personalized assignments - Automated exercise checking - Learning analytics and tools for evaluation - Digital drawing made as simple as taking notes or drawing on paper Our features: Data collection Pisara is strongly utilizing the use of modern data collection. The solutions in edtech software robotics market do their best to automate - evaluation - creating assignments - giving feedback AI solutions Pisara AI solutions concentrate particularly in automated assignment creation. We are building an assignment library from where AI can pick suitable tasks for each user individually. This will be a first of a kind product in the world of edtech. Machine learning OCR Pisara Learning is developing machine learning OCR (optical character recognition). Pisara OCR is used specially for recognizing personal handwriting and also numbers and mathematical symbols. Pisara OCR is first-of-a-kind since it is taught to recognize all kinds of drawing and thinking with pen.

An AI-driven calendar framework for farmers, available as an app or API. Our tech is designed to optimize farming schedules without the need for farmers to consult weather forecasts or other decision support tools. Through the use of satellite-based local weather and soil data, along with our proprietary database of agronomic parameters, our algorithms are able to calculate the ideal time to conduct a range of farming tasks, for a variety of crops and soil types. These include harvesting, tilling, seeding, spraying and more. We work with space tech from ESA, the latest AWS cloud technologies like Lambda and DynamoDB, Python for most of our API backend, and Golang for our math-heavy algorithms.

Crown Tech is a digital agency that specializes in digital innovation and technological services. Based in Greater Copenhagen, Denmark, we are a progressive team made up of creative, passionate and dedicated tech experts. Our working STACK: - PHP Laravel v4.2 - v6.00 - VueJs and Angular v2-v9, jQuery, LESS, - HTML5, CSS3, JavaScript. - MySQL, PgSQL, MongoDB, SQLServer, NoSQL

Our SaaS platform gathers data about employees through our browser extension, phishing simulation, test assessments, and integrations with password management solutions, and automatically generates actions for employees to perform based on their individual weaknesses. CYBR will be the new standard for managing and mitigating employee risk, all through one seamless platform, whilst offering Cyber Insurance, where the premium is calculated based on the company risk score. We are headquartered in Oslo, Norway, but 40% of the tech team is employed remotely.

Alter is a mobile platform for AR Avatars and fashion. Users can customize their own appearance by accessing a marketplace of digital avatars, accessories, and fashion. Users also interact with other people in the community via video chat rooms. We are based out of a venture studio in Stockholm. Sweden, and funded by the founders of Candy Crush

Beetroot Academy is a Swedish IT school that provides intensive practical education to train valuable skills for the 21st century. Today we operate 16 academies in Ukraine and have educated over 2400 people as per 2019. Now we are expanding outside of Ukraine with the first location being Sweden in 2020.

Square One is a coworking space for creative, hands-on entrepreneurs focusing on helping them test, develop and grow their business in the city's new district. We offer: - open and closed doors space offices - wood workshops - textile workshops - photo studio - meeting room - seminars and mentoring

YAYLOH is a fast-growing start-up aiming at solving the problem of returns in e-commerce industry. eCommerce is on a high and so are we. yayloh's international team and remote-friendly environment is looking for new hungry minds and hands-on problem-solvers to join our team. We design a world-class digital return experience to help retailers extend their brand post-purchase so that their customers come back to shop again and again. Unfortunately, in commerce like in real life, love does not always happen at first sight. However, by delivering an excellent customer experience during the return process, retailers can win a customer for life.

Cell Solar Nordic AB is a fast-growing solar cell company based in Stockholm. We’re passionate about solving the climate crisis by helping Swedes to make a cost-efficient transition towards renewable energy where we focus on helping our customers through the whole process and everything around it. We want to remove our dependency on fossil fuels.

Our goal is to improve quality of life through safe and secure communities. Our platform supports and facilitates all the day-to-day actions required to be an active participant. Have a meal together. Book ressources. Plan your day. We are currently in 22 Danish municipalities (and one in Norway), helping residents at assisted living facilities. Next year, we’re taking a leap into the mainstream, and developing a full-fledged community tool for any place where people come together. It’s a bit like Facebook, but more practical, and less evil.

Addressing financial exclusion… in Denmark. Small business owners and entrepreneurs report having difficulties to access corporate banking services and small business loans. Without access to banking, their business is at risk. We are developing the first inclusive financial solution for business owners in Denmark, starting with refugees.